Cashfree Token Vault vs DeloPay
Cashfree Token Vault
cashfree.com
DeloPay
delopay.netSide by side
| Figure | Cashfree Token Vault | DeloPay |
|---|---|---|
| Price from | — | $2.25/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 6 |
| Spec score · Payment Tokenization Software | 7.8 (#6) | 9.2 (#1) |
| Checkout | For merchants using Standard Checkout, saved cards are enabled automatically; Seamless Pro merchants can integrate the Token Vault API. | Hosted or iframe checkout handles cards, 3-D Secure, wallets, bank redirects, buy-now-pay-later and crypto methods. |
| Integrations | The Token Vault page lists Shopify, Wix, WooCommerce, PayPal, WordPress, and Zoho among Cashfree integrations. | The connector catalog names Stripe, PayPal, Airwallex, Mollie, Rapyd, Klarna, Creem, Whop, e-Payouts, NomuPay, Cryptomus and NOWPayments. |
| Support | Cashfree provides support documentation for merchants, linked from its product page. | Sales and technical support are offered by email or dashboard tickets, with typical replies under four hours during EU business days. |
Plans
DeloPay
- Power$2.25 a month
- High volume$2.75 a month
- Scale$3.25 a month
- Growth$3.50 a month
- Starter$4 a month
- EnterprisePriced on request
In their own words
Cashfree Token Vault
Cashfree Token Vault replaces card details with cryptographically generated tokens, so merchants can process saved-card payments without storing card numbers on their own platforms. It supports credit, debit, prepaid and corporate cards, with Visa and Mastercard credit and debit tokenization specifically described. Standard Checkout enables saved-card tokenization automatically; Seamless Pro merchants must integrate or update APIs. Customers can choose a saved card and enter its CVV. Token provisioning requires explicit customer consent and stops if two-factor authentication fails. Merchants may retain only the last four digits, scheme and issuing bank name, and cannot retrieve a token’s underlying card number; card schemes and issuing banks can. A token reference created through Cashfree remains there, although merchants can fetch the network token for use with another payment aggregator. The service is cloud-hosted, supports network tokenization and webhooks, and offers Android, iOS, web and API platforms. Pricing is available on request.
DeloPay
DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. Smart Routing chooses providers using cost, recent success rate, capability matching, and business rules. Merchants can use a hosted iFrame checkout for card input, 3-D Secure, wallets, and crypto; create payment links; use a WooCommerce plugin; or integrate through the REST API. DeloPay lists integrations including Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus, and NOWPayments. It offers JavaScript/TypeScript and Java SDKs, while native mobile SDKs are on the roadmap. Subscriptions can be created, paused, resumed, and cancelled through one API when billed through a billing-capable connector such as Stripe Billing or PayPal. Listed rates are 4.00% per transaction for Starter, 3.50% for Growth, 3.25% for Scale, 2.75% for High volume, and 2.25% for Power; there is no monthly plan or setup fee. A free trial is offered, but no free plan is listed.