CashNotify vs Paystack

CashNotify is a desktop menu bar app that monitors Stripe and PayPal accounts and displays payment activity on macOS and Windows. It checks for events every minute, when opened, or when refreshed manually. Users can choose which captured payments, failed payments, refunds, and payouts appear and trigger notifications. Expanded payment entries show customer information and transaction fees; application fees and taxes appear when applicable. The dashboard estimates net revenue after fees, refunds, and disputes, and can aggregate selected accounts and periods. Graphs can use a chosen currency when connected accounts use different currencies. CashNotify connects directly to Stripe and PayPal with account API keys, so ecommerce services can be covered when they pay revenue through either provider. The maker says financial data passes directly between the computer and payment provider, without an intermediate CashNotify server; Stripe keys are stored in the computer’s Keychain. The free plan covers one account. A 14-day trial needs no card or account. Paid licenses are perpetual for the covered version and include 12 months of updates and support; continued updates require renewal.

Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.