CashOnTime vs OAN Cash Application
CashOnTime
cashontime.comOAN Cash Application
oappsnet.comSide by side
| Figure | CashOnTime | OAN Cash Application |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 0 | 1 |
| Spec score · Cash Application Software | 7.7 (#6) | 6.8 (#21) |
| Customer portal | The customer portal lets customers view invoices and statements, pay online, report disputes, submit payment promises, and message account managers. | The product includes a self-service portal where customers can view invoices, make payments, and manage their accounts. |
| Headquarters | Limonest, France | United States |
| Payment matching | It reconciles payments using AI and business rules, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities. | Its OAN Learning algorithms analyze remittance data, payment patterns, and customer history to match payments to open invoices. |
| Security | The maker describes the SaaS platform as robust, secure, and scalable, with high availability, automatic updates, and enhanced security. | OAppsNet says it is SOC 2 Type II certified. |
Plans
In their own words
CashOnTime
CashOnTime is an Invoice-to-Cash platform for finance departments, bringing together credit management, collections, disputes, payment matching, online payments and cash forecasting. Its collection tools automate multichannel reminders, adapt scenarios and use AI to prioritize actions. Payment reconciliation combines AI with business rules to handle partial payments, discounts, exchange-rate differences, credit notes and transactions across entities. Teams can centralize deductions and disputes, while a customer portal lets customers view invoices, discuss disputes, submit supporting documents and pay online. Credit tools assess solvency, apply policies and alert teams to unusual behavior or policy exceedances. Consolidated dashboards forecast from payment behavior, detected risks and transaction history across subsidiaries and ERP environments. CashOnTime is presented as a SaaS platform with web access and an API; its maker describes standardized REST API exchange and customizable ERP connectors, naming SAP, Oracle, Microsoft Dynamics and Sage as examples of supported environments. Implementation services include integration, setup, training and ongoing optimization. The CashOnTime brand launched in 2012; pricing is on request.
OAN Cash Application
OAN Cash Application has no write-up on Specifiction yet; its figures are above.