CDM+ vs LineLedger

CDM+ is fund-accounting and management software for nonprofit and faith-based organizations. Its accounting includes a fund-accounting general ledger, unlimited accounts, budgeting, bank reconciliation, and customizable reporting. Organizations can track designated and undesignated funds, transfers, expenses, and multiple entities; ledger activity has an unchangeable audit trail. Other capabilities include clergy payroll, electronic 1099 filing, online invoice payments by card or ACH, and receipt submission through the mobile app. Data Hosting comes with every plan and provides continuous database access, secure off-site daily backups, and automatic server upgrades. Plans start at $25 per month for one program and one user. SaaS subscriptions are paid monthly through automatic ACH withdrawals; annual payment is unavailable. Starter and Grow plans limit Individual and Giving Unit records, while Complete includes every program and unlimited concurrent user licenses. The product offers desktop software, Apple, Google, and Amazon mobile apps, and an API. Support is available by phone and email during weekday business hours.

LineLedger is open-source, double-entry accounting software that runs on infrastructure the user controls. It includes a general ledger, invoicing, bills and payments, bank reconciliation, reports, budgets, inventory, fixed assets, sales-tax tracking and multi-currency support. Users can import a QuickBooks chart of accounts and replay general-ledger history from multiple files, mapping accounts and linking contacts. The customer portal supports Stripe payments, and payroll runs can be posted from Gusto, ADP, Paychex, OnPay or any US payroll processor.

LineLedger offers a REST API v1 and a built-in MCP server with 20 read-only reporting tools. Optional agentic writes require human confirmation before posting. Access controls include passkeys, two-factor authentication and section-level roles. Accounting changes are recorded in an append-only, cryptographically chained audit log, and organizations can be exported as portable ZIP backups. The maker says the software does not phone home or include third-party analytics or telemetry. Its plan is free, with unlimited companies, users and transactions. Setup requires Docker and Docker Compose, uses MySQL and provides amd64 and arm64 images. LineLedger states it is not SOC 2 certified.