CDM+ vs One Church Software

CDM+ is fund-accounting and management software for nonprofit and faith-based organizations. Its accounting includes a fund-accounting general ledger, unlimited accounts, budgeting, bank reconciliation, and customizable reporting. Organizations can track designated and undesignated funds, transfers, expenses, and multiple entities; ledger activity has an unchangeable audit trail. Other capabilities include clergy payroll, electronic 1099 filing, online invoice payments by card or ACH, and receipt submission through the mobile app. Data Hosting comes with every plan and provides continuous database access, secure off-site daily backups, and automatic server upgrades. Plans start at $25 per month for one program and one user. SaaS subscriptions are paid monthly through automatic ACH withdrawals; annual payment is unavailable. Starter and Grow plans limit Individual and Giving Unit records, while Complete includes every program and unlimited concurrent user licenses. The product offers desktop software, Apple, Google, and Amazon mobile apps, and an API. Support is available by phone and email during weekday business hours.

One Church Software’s accounting module provides fund accounting for churches, tracking unlimited restricted and unrestricted funds with real-time balances. Contribution batches post to the general ledger, while Plaid connections import bank transactions multiple times per day. The module handles bills, recurring payables, bulk payments, payment history, and check printing. Churches can make annual budgets by fund and compare them with actual income and expenses. Reports include a Statement of Activities, Balance Sheet, Trial Balance, Budget to Actual, and General Ledger, exportable as PDF or CSV. Accounts receivable invoices can be paid by credit or debit card or ACH through One Church Giving. The accounting module is a separate add-on to a One Church subscription, though the Financial Plan includes it. The add-on costs $36 a month, and the page offers a 30-day trial without a credit card. The accounting page says bank connections are read-only, credentials are not shared with One Church Software, and data is encrypted in transit and at rest.