CellPoint Digital vs PayOrc
CellPoint Digital
cellpointdigital.com
PayOrc
payorc.comSide by side
| Figure | CellPoint Digital | PayOrc |
|---|---|---|
| Price from | — | $25/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Payment Orchestration Platforms | 7.8 (#9) | 8.7 (#5) |
| Founded | 2007 | PayOrc's company timeline says it was founded in 2025 Q2 and achieved PCI DSS Level 1 certification from day one. |
| Headquarters | The company says its headquarters are in London and Copenhagen. | Dubai, United Arab Emirates |
| Hosted checkout | With its hosted payment page, sensitive payment data is entered on a CellPoint-hosted form so the merchant does not handle that protected data. | PayOrc-hosted pages collect card details, reducing the merchant's PCI scope; the API returns payment and iframe links and sends webhook notifications. |
| Integrations | The payment ecosystem page says it offers over 410 payment options, including card schemes, wallets, alternative payment methods, acquirers, and PSPs. | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. |
| Payment methods | The platform supports alternative payment methods and a hosted payment page designed for travel conversion. | The gateway supports cards, UPI, wallets, net banking, BNPL, QR payments and bank transfers through one API. |
| Product | CellPoint Digital offers a payment orchestration platform for travel payments. | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. |
| Routing | OSO routes payments using issuer, geography, and cost, with local acquirer routing and automatic PSP failover. | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. |
| Security | The hosted payment page collects sensitive payment data in a CellPoint-hosted form so the merchant does not handle that protected data. | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. |
| Support | The company says it operates globally from 10 offices, with customer support offices among them, and lists [email protected] as a contact email. | The developer page says developer support is available through Slack, email, and video calls. |
Plans
In their own words
CellPoint Digital
CellPoint Digital provides payment orchestration for airlines, hotels, and other travel merchants. Its platform brings payment data together across markets, channels, methods, and providers for reporting and performance analysis. Payment routing can consider issuer, geography, and cost, with local acquirer routing and automatic PSP failover. Other capabilities include fraud decisioning, foreign-exchange optimisation, reconciliation, settlement splits for multi-party Offer-Order bundles, payment links, instalments, and 3-D Secure. The maker describes support for 168+ payment methods, 220+ PSPs and acquirers, 100+ currencies, and over 70 countries. Merchants can integrate by API, hosted payment page, or custom hosted payment page. Hosted checkout collects sensitive details through a CellPoint-hosted form; the API is intended for sites or apps with PCI DSS requirements, while the hosted page can be used in non-PCI-compliant environments. CellPoint says its platform is PCI-DSS certified and compliant with GDPR, PSD2, LGPD, and other regulations. Pricing is on request. The company says it was founded in Copenhagen in 2007 and operates globally from 10 offices.
PayOrc
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs $25 a month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.