Cflow vs Pleo
Cflow
cflowapps.com
Pleo
pleo.ioSide by side
| Figure | Cflow | Pleo |
|---|---|---|
| Price from | $22/mo | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 5 | 5 |
| Spec score · Invoice Approval Software | 8.7 (#4) | 8.6 (#7) |
| Founded | 2010 | 2015 |
| Headquarters | San Diego, California, USA | Pleo's headquarters are in Copenhagen, Denmark. |
| Integrations | Cflow says its integrations hub connects with third-party tools, and its features page describes connections through Zapier, APIs, webhooks, or direct connections. | Published integrations include Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield and BambooHR. |
| Security | Cflow lists GDPR, HIPAA, ISO 27001, PCI, and SOC 2 Type II, and says data at rest uses AES-256 encryption and data in transit uses SSL/TLS. | Pleo states that it is PCI DSS certified, uses PSD2 strong customer authentication and issues cards through Mastercard. |
| Support | The pricing page lists email support, a knowledgebase, support ticketing, and Zoom or Teams screenshare, with phone support, training, and a dedicated customer success manager marked as add-ons. | All three listed plans include email support; live chat support is included only in Optimise. |
Plans
Cflow
- Joy$22 a month
- Bliss$32 a month
- BlissPrice not published
- JoyPrice not published
- ZenPriced on request
Pleo
- Start£8 a month
- Build£14 a month
- Optimise£18 a month
- Scale$249 a month
- Lead$499 a month
In their own words
Cflow
Cflow is an AI-powered, no-code platform for automating business processes and approvals. Its tools include visual workflow and form builders, a rules engine, routing, notifications, and reports and analytics. Cflow says its AI can read requests and documents with policy context, automate routine decisions, and escalate exceptions with reasoning. Integrations can use Zapier, APIs, webhooks, or direct connections; named services include Salesforce, Zoho CRM, Slack, Xero, Stripe, Google Drive, Gmail, GitHub, Zendesk, Dropbox, and Zapier. Android and iOS apps with push notifications are listed. Customers can choose cloud or on-premise data storage, while private hosting is listed as an add-on. Cflow states it operates with 99.9% uptime and hosts infrastructure in geographically distributed AWS data centers. Joy costs $22 a month, billed monthly, with a 10-user minimum and up to 20 workflows. Bliss costs $32 a month, billed monthly, with a 20-user minimum and up to 50 workflows. Zen requires 100 or more users and has custom pricing. A 14-day trial is available, but there is no free plan. Cflow was founded in 2010 and is headquartered in San Diego, California, USA.
Pleo
Pleo combines company spending cards with tools for managing business expenses and payments. It supports expense management, reimbursements, cash management, accounts payable, and multi-currency use, with real-time expense tracking and automated expense reports. Depending on the plan, businesses can set card limits, approval workflows, and AI-powered spending guidelines. Pleo lists integrations including Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield, and BambooHR. It runs on the web, Android, and iOS, and provides an API. Pleo says it encrypts data in transit using TLS 1.2 with AES256 and SHA384 and stores and processes customer data in AWS data centers in Ireland. Its listed compliance information includes PCI-DSS, GDPR adherence, Google's Cloud Application Security Assessment, and a Cloud Security Alliance CAIQ self-assessment. Plans start at £8 a month, billed monthly; Build is £14 a month per user, billed yearly, and Optimise is £18 a month per user, billed yearly. A free trial is offered for Start and Build.