Changed vs DebtClear
Changed
gochanged.comDebtClear
debtclearwith.usSide by side
| Figure | Changed | DebtClear |
|---|---|---|
| Price from | $4/mo | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| iOS | Yes | — |
| Android | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Debt Management Software | 8.0 (#8) | 7.9 (#9) |
| Headquarters | Chicago, Illinois, United States | Dover, Delaware, United States |
| Purpose | Changed is a debt payoff app that rounds up purchases and uses the savings to help pay down debt. | DebtClear creates a personal debt payoff plan from debts and a monthly budget entered by the user. |
| Support | Changed directs users to its Help Center for answers to common questions and provides a support contact page. | The Google Play listing provides support email [email protected]. |
Plans
In their own words
DebtClear
DebtClear is an Android app that creates a personal debt payoff plan from debts and a monthly budget entered by the user. It compares Debt Snowball, Debt Avalanche, and Stair-Stepper strategies side by side, showing payoff dates, estimated total interest, and a month-by-month schedule for each debt. Supported debts include credit cards, personal and car loans, student loans, medical debt, and other installment debt. The app works offline, needs no login, and stores debt details locally. Optional payment reminders use notifications on the device. The privacy policy says debt details are not uploaded to the cloud or shared with the developer or third parties, although Android auto-backup may include local data in a Google account backup depending on device settings. Firebase Analytics, Firebase Crashlytics, and Google AdMob may collect technical, usage, crash, or advertising data. DebtClear is free at free, with no subscription or premium tier. Its payoff dates and interest figures are mathematical estimates, not financial, legal, or tax advice. The maker says the iOS version is in development and coming soon.