Chase Orbital Virtual Terminal vs Helcim
Chase Orbital Virtual Terminal
chase.comHelcim
helcim.comSide by side
| Figure | Chase Orbital Virtual Terminal | Helcim |
|---|---|---|
| Price from | $9.95/mo | $0.40/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 2 | 6 |
| Spec score · Virtual Terminal Software | 7.7 (#10) | 9.1 (#2) |
| Intended customers | Chase describes the product as suited to monthly subscriptions, recurring billing and phone orders for restaurants and retailers. | Helcim describes its mission as serving small businesses with a transparent, affordable payments partner. |
| Recurring billing | The terminal supports recurring billing and lets businesses keep customer cards on file. | Recurring payments support subscription plans and automatic customer billing. |
| Support | Chase advertises 24/7 merchant support for virtual terminal help. | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. |
| What it does | Orbital Virtual Terminal lets businesses enter credit card payments for phone orders and remote billing in a web browser. | Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person. |
Plans
Chase Orbital Virtual Terminal
- Keyed transaction processingPriced on request
- Monthly fee$9.95 a month
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Chase Orbital Virtual Terminal
Chase Orbital Virtual Terminal has no write-up on Specifiction yet; its figures are above.
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.