Checkbook.io ACH API vs OpenACH
Checkbook.io ACH API
checkbook.ioOpenACH
openach.comSide by side
| Figure | Checkbook.io ACH API | OpenACH |
|---|---|---|
| Price from | $2,000/mo | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | Yes |
| Web | Yes | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 3 |
| Spec score · ACH Payment Processing Software | 7.7 (#11) | 8.5 (#2) |
| Integrations | Checkbook lists QuickBooks Online and AccountingSeed as pre-built integrations. | The site reports that U.S. Bank completed OpenACH integration testing and describes a bank plugin for transferring files and handling returns and changes. |
| Security | Checkbook says production data is stored in a physically secure PCI DSS compliant off-site data center and server access uses encrypted network channels. | The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it. |
| Support | The pricing page lists live support, a dedicated customer success manager, and a private Slack channel for Business and Enterprise plans. | OpenACH says users can contact its team for both basic and technical questions and hosted setup assistance. |
Plans
Checkbook.io ACH API
- ACH Payments$1, paid once
- Business$2,000 a month
- EnterprisePriced on request
OpenACH
- OpenACH open-source softwareFree
- OpenACH open-source softwareFree
- OEM Commercial LicensePriced on request
In their own words
Checkbook.io ACH API
Checkbook.io ACH API has no write-up on Specifiction yet; its figures are above.