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Tech riderRev. 29 Sept 2026

Checkbook.io ACH API

Ch 076.5of 21 ACH Payment Processing Software
  1. 1Runs onAPI, Web
  2. 2Costspaid from $2,000/mo
  3. 3Recurring ACH paymentsYes
  4. 4ACH credit supportYes
  5. 5Same-day ACHYes
  6. 6API accessYes
  7. 7Webhook supportYes
  8. 8ACH transaction limit2,000 USD
8 lines stated Written from the maker's own pages: checkbook.io
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The Checkbook.io ACH API homepage

Overview

Checkbook.io ACH API is ranked #7 of 21 in ACH payment processing software on Specifiction. It runs on API, Web. There is no free plan. Paid plans start at $2,000/mo.

Checkbook.io ACH API plans and pricing

All plans
ACH Payments $1 once Starting at $1 per payment Delivery ≤ 3 business days · US business days · bank account deposit checkbook.io · 29 Sept 2026
Business $2,000/mo $2000/month Payments, invoices, multi-party checks · ACH and other deposit options · API access · live support, dedicated CSM, private Slack channel checkbook.io · 29 Sept 2026
Enterprise Not published Custom Custom solution and pricing · full availability of features checkbook.io · 29 Sept 2026

Compared on ACH payment processing software

Free plan
Nocheckbook.io
Paid from
$2,000/mocheckbook.io
Recurring ACH payments
Yescheckbook.io
ACH credit support
Yescheckbook.io
Same-day ACH
Yescheckbook.io
API access
Yescheckbook.io
Webhook support
Yescheckbook.io
ACH transaction limit
2,000 USDcheckbook.io

Facts

ACH disbursements
The ACH API sends funds directly to recipients’ bank accounts using their routing and account numbers.checkbook.io · 29 Sept 2026
Dashboard
Users can disburse ACH payments through the API or Checkbook’s online dashboard.checkbook.io · 29 Sept 2026
Recipient flow
Recipients can receive a Digital Check by email and verify their bank account for deposit.checkbook.io · 29 Sept 2026
Failed payments
The ACH page says Checkbook automatically reconciles failed transactions, including those caused by incorrect routing or account numbers.checkbook.io · 29 Sept 2026
Bank data
The ACH page says businesses do not need to store recipients’ sensitive banking information because Checkbook handles compliance.checkbook.io · 29 Sept 2026
ACH settlement
The ACH documentation describes standard ACH settlement as typically taking 1–3 business days and eligible same-day ACH as settling the same business day.docs.checkbook.io · 29 Sept 2026
Integrations
Checkbook lists QuickBooks Online and AccountingSeed as pre-built integrations.checkbook.io · 29 Sept 2026
QuickBooks
The QuickBooks integration initiates Checkbook payments from QuickBooks Online and updates records with associated payment numbers.docs.checkbook.io · 29 Sept 2026
Security
Checkbook says production data is stored in a physically secure PCI DSS compliant off-site data center and server access uses encrypted network channels.checkbook.io · 29 Sept 2026
API keys
The API documentation says requests require authentication and secret keys should be kept private and stored securely server-side.docs.checkbook.io · 29 Sept 2026
Support
The pricing page lists live support, a dedicated customer success manager, and a private Slack channel for Business and Enterprise plans.checkbook.io · 29 Sept 2026
Default limit
The pricing FAQ states a default Digital Check limit of $2,000 per transaction, $2,000 per 24 hours, and $15,000 per month, with increases available by contacting support.checkbook.io · 29 Sept 2026
Intended users
Checkbook describes its marketplace offering for businesses such as landlord and freelance marketplaces, gig economy platforms, and accounting platforms.checkbook.io · 29 Sept 2026

Company

Headquarters
San Mateo, California, United Statescheckbook.io · 28 Sept 2026

Best Checkbook.io ACH API alternatives

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All accessCh 01 OpenACH Free planAndroidAPI Free to start7.2 All accessCh 02 Plaid Free trialAndroidAPI 7.0 All accessCh 03 Nickel Free planWeb from $35/mo6.8 All accessCh 04 ACH Processing Company APIWeb 6.7 All accessCh 05 ACHPAY.AI Free trialAPIWeb 6.7 All accessCh 06 PayJunction ACH Payment Processing APIBrowser from $0.75/mo6.6

Where it ranks on Specifiction

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