ACH Payments vs Checkbook.io ACH API
ACH Payments
ach-payments.comCheckbook.io ACH API
checkbook.ioSide by side
| Figure | ACH Payments | Checkbook.io ACH API |
|---|---|---|
| Price from | $0.35/mo | $2,000/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · ACH Payment Processing Software | 8.6 (#1) | 7.7 (#11) |
| Integrations | The QuickBooks payments module supports ACH and card transactions, one time and recurring transactions, integrated reporting, and tokenization. | Checkbook lists QuickBooks Online and AccountingSeed as pre-built integrations. |
| Security | The company says its tokenization solutions replace bank account data so it need not be stored on client servers and databases. | Checkbook says production data is stored in a physically secure PCI DSS compliant off-site data center and server access uses encrypted network channels. |
Plans
ACH Payments
- Recurring ACH calculator assumption$0.25, paid once
- ChurchSquare special pricing$0.35 a month
- ChurchSquare$20 a month
- WaterFlex AutoDebit$29 a month
Checkbook.io ACH API
- ACH Payments$1, paid once
- Business$2,000 a month
- EnterprisePriced on request
In their own words
ACH Payments
ACH Payments provides paid ACH and credit or debit card processing through a web virtual terminal and API. The terminal handles single, future-dated, and recurring payments, with scheduling, recurring billing, user permissions, customizable receipts, and exportable reports. Website tools create hosted payment pages with custom fields for one-time or recurring charges. Its QuickBooks module supports ACH and card transactions, recurring or one-time payments, reporting, and tokenization. A ChurchSquare integration updates payment histories in ChurchSquare while activity remains trackable in the virtual terminal. The company says tokenization replaces bank-account data so it need not sit on client servers or databases. The terminal is described as Level 1 PCI compliant and lists address, velocity, checking-account, and identity verification tools. ChurchSquare special pricing is $0.35 a month, billed as $20.00 monthly for three accounts plus reporting and 800# support, with additional transaction and return fees specified.
Checkbook.io ACH API
Checkbook.io ACH API has no write-up on Specifiction yet; its figures are above.