Checkeeper vs Zil Money
Checkeeper
checkeeper.com
Zil Money
zilmoney.comSide by side
| Figure | Checkeeper | Zil Money |
|---|---|---|
| Price from | $14.99/mo | $499.99/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 7 |
| Spec score · Check Printing Software | 9.3 (#1) | 8.6 (#3) |
| API authentication | API use requires a Checkeeper token and SHA-256 request signatures using a secret key. | API calls use HTTPS with a bearer API key obtained from the developer panel. |
| API documentation depth | The API page documents endpoints and fields, while the API terms warn that some methods, events and properties remain undocumented and may change incompatibly. | The documentation provides endpoint references, cURL examples, authentication guidance, Postman base URLs and sandbox setup instructions. |
| Compliance | The pricing page states 256-bit encryption and lists HIPAA, PCI and SOC II compliance; the security page mentions processing PHI under a signed Business Associate Agreement. | The maker states that it has completed SOC 2 Type I and Type II examinations and is PCI DSS compliant. |
| Headquarters | The maker lists its address as 466 Fairforest Way, Greenville, SC 29607. | San Jose, California, USA |
| Integrations | Official pages list QuickBooks Online, FreshBooks, Xero, Harvest, Gusto, Square, Odoo and Patriot Payroll integrations or add-ons. | The integration directory lists QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. |
| Rating on Capterra | 4.6 out of 5 from 8 reviews | 4.7 out of 5 from 103 reviews |
| Rating on G2 | 4.7 out of 5 from 3 reviews | 4.4 out of 5 from 81 reviews |
| Rating on Trustpilot | 2.0 out of 5 from 18 reviews | 3.0 out of 5 from 476 reviews |
| Security | The security page says accounts use SSL-encrypted connections and data is stored in AWS cloud infrastructure. | The trust page says Zil Money uses encryption, secure data centers, multi-factor authentication, continuous monitoring, and regular security assessments. |
| Support | The pricing page advertises free 24/7 technical support from live personnel. | The contact page lists [email protected] and phone number (408) 775-7720. |
| What it does | Checkeeper provides online check creation, printing and mailing for businesses, bookkeepers and individuals. | Zil Money combines business payment, accounts-payable and accounts-receivable workflows in one platform. |
Plans
Checkeeper
- Free trialFree
- Optional Check Mailing$1.50, paid once
- Unlimited Access$14.99 a month
Zil Money
- FreeFree
- BusinessPriced on request
- Pay As You GoFree
- Pay as You Go$30, paid once
- Premium$499.99 a month
- EnterprisePriced on request
- Enterprise CustomPriced on request
In their own words
Checkeeper
Checkeeper has no write-up on Specifiction yet; its figures are above.
Zil Money
Zil Money is a payment and finance platform for small and medium-sized businesses, with tools for check creation and payment workflows. Users can print checks on blank check stock, prepare payroll checks with employee details, payments, and deductions, and import checks directly from accounting software. Check layouts can be customized with logos, colors, and text. Its mobile app lists ACH transfers, RTP, wire transfers, printed checks, and eChecks, and supports reviewing and releasing vendor payments and payroll runs from a phone. Integrations include QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. The service is available on web, Android, iOS, and through an API. A free plan has limited monthly transactions. The maker says there is no monthly subscription fee and that pricing depends on volume, with customized plans and high-volume discounts. Listed options include a 30.00 USD one-time Pay as You Go recharge and a $499.99 a month Premium plan. Zil Money says it is a financial technology company, not a bank; banking and money movement come through partner institutions and licensed providers.