Checkout.com vs Instamojo
Checkout.com
checkout.comInstamojo
instamojo.comSide by side
| Figure | Checkout.com | Instamojo |
|---|---|---|
| Price from | Free | ₹333.25/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 11 |
| Spec score · Payment Gateways | 8.8 (#7) | 9.0 (#2) |
| Founded | 2012 | LinkedIn lists the company as founded in 2012. |
| Headquarters | London, United Kingdom | Bengaluru, Karnataka, India |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | The pricing page lists UPI, domestic cards, netbanking, wallets, EMI options, corporate cards and premium or international cards subject to request. |
| Rating on Capterra | 3.3 out of 5 from 3 reviews. | 3.9 out of 5 from 17 reviews. |
| Rating on G2 | 4.6 out of 5 from 70 reviews. | 0.0 out of 5 from 0 reviews; G2 says there are insufficient reviews for buying insight. |
| Rating on Trustpilot | 1.9 out of 5 from 103 reviews. | 1.5 out of 5 from 49 reviews. |
| SDKs | Public SDK repositories are provided for Node.js, PHP, .NET, Java, Python, Ruby and Go, plus Android components. | Official documentation covers Android custom-UI integration and an iOS SDK supporting cards, EMI, netbanking, wallets and UPI. |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | Instamojo states that its payment gateway is PCI-DSS certified and that stores receive an automatically configured industry-standard SSL certificate. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | The Do-It-For-Me plan includes 12 months of support and phone and WhatsApp support for the first 30 days. |
| What it does | Checkout.com is an end-to-end payment-services provider for accepting online payments, sending payouts and managing balances through one platform. | Instamojo describes itself as an Indian all-in-one D2CTech platform offering online stores, landing pages and payment solutions. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
Instamojo
- QuickFree
- Smart₹4,999 a year
- LiteFree
- Starter₹3,999 a year
- Growth₹9,999 a year
- BasicFree
- LiteFree
- Lite (Online Store)Free
- QuickFree
- Starter (Online Store)₹6,999 a year
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
Instamojo
Instamojo is an Indian platform for selling online, publishing landing pages and collecting payments. Its Lite online store includes a shopping cart, unlimited products, cash on delivery, shipping integrations and order management. Smart Pages can publish unlimited landing pages with payment integration, testimonials, FAQs, discount codes and up to three pricing options on Basic. The gateway supports credit and debit cards, netbanking, EMI, wallets, UPI and major card networks. Marketplace APIs can split payments among beneficiaries, settle them individually, and hold or release funds based on fulfilment. Businesses can connect through listed libraries and plugins for programming languages, mobile platforms and ecommerce systems. The Android app supports store creation, inventory and order management, metrics, payments and payouts. Instamojo also offers a CRM for customer insights, communications and automated email. Free plans are available; listed paid options include Smart at ₹4,999 a year and Starter at ₹6,999 a year. GST is charged in addition to listed prices.