Checkout.com vs PayJunction Virtual Terminal
Checkout.com
checkout.com
PayJunction Virtual Terminal
payjunction.comSide by side
| Figure | Checkout.com | PayJunction Virtual Terminal |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · Payment Processing Software | 8.9 (#8) | 7.2 (#48) |
| Founded | 2012 | 2000 |
| Headquarters | London, United Kingdom | 1903 State Street, Santa Barbara, CA 93101, United States |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | PayJunction states that it is Level 1 PCI compliant and uses TLS 1.2 with 256-bit encryption for processing. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | PayJunction lists phone support at 800-601-0230, extension 3, and accepts support requests through its help center. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
PayJunction Virtual Terminal
- EnterprisePriced on request
- StandardPriced on request
- SurchargePriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
PayJunction Virtual Terminal
PayJunction Virtual Terminal has no write-up on Specifiction yet; its figures are above.