Checkout.com vs Razorpay Payment Links
Checkout.com
checkout.comRazorpay Payment Links
razorpay.comSide by side
| Figure | Checkout.com | Razorpay Payment Links |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · Payment Link Software | 8.9 (#5) | 8.2 (#13) |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | Supported methods include cards, UPI, netbanking, wallets, EMI, Pay Later and bank transfer. |
| Plugins | Official partner and plugin coverage includes Shopify, Magento, BigCommerce, WooCommerce, Salesforce Commerce Cloud, SAP Commerce Cloud and Chargebee. | Official documentation lists plugins or integrations for Shopify, WooCommerce, WordPress, Magento, OpenCart, PrestaShop, Wix, WHMCS and other commerce systems. |
| Rating on Capterra | 3.3 out of 5 from 3 reviews. | 3.7 out of 5 from 121 reviews |
| Rating on G2 | 4.6 out of 5 from 70 reviews. | 4.3 out of 5 from 174 reviews |
| Rating on GetApp | 3.3 out of 5 from 3 reviews. | 3.6 out of 5 from 112 reviews |
| Rating on Software Advice | 3.3 out of 5 from 3 ratings. | 3.7 out of 5 from 121 reviews |
| Rating on Trustpilot | 1.9 out of 5 from 103 reviews. | 1.4 out of 5 from 454 reviews |
| Security certifications | The Trust Center lists SOC 1 Type II, SOC 2 Type II, PCI DSS, PCI 3DS, ISO 27001:2022, GDPR, CCPA and UK Cyber Essentials compliance programs. | Razorpay's trust portal lists PCI DSS v4.0 certifications for Razorpay Software, Razorpay Software Services and other group entities, along with ISO certifications and SOC 3 for Razorpay Software. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | Razorpay’s site provides a Payments ticket option and links to a knowledge base. |
| What it does | Checkout.com is an end-to-end payment-services provider for accepting online payments, sending payouts and managing balances through one platform. | Razorpay Payment Links creates hosted payment URLs that merchants share through SMS, email or WhatsApp to collect money without building a checkout site. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
Razorpay Payment Links
- 90-day introductory offerFree
- Payment LinksFree
- Standard platform feePrice not published
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
Razorpay Payment Links
Razorpay Payment Links lets businesses collect customer payments by sending a link through SMS, email, or WhatsApp. Customers can pay using 180+ payment methods, while businesses can customize the payment page to match their brand. Payment terms can include an upfront amount, installments, or an advance. For bulk creation, users can upload a .csv or .xlsx file to generate and share hundreds of links at once. Webhook notifications report transactions, and APIs can automate link creation and collection. Payment Links support nearly 100 major currencies, with automatic real-time conversion. Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python, .NET, Node.js, Java, and Go, and plugins or documentation for commerce platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. There is no free plan, though a free trial is listed. Pricing includes a zero-fee offer for the first 90 days; afterward, the listed fee is 2% plus GST on successful payments.