Checkrun vs CheckWriter

Checkrun is a cloud payment platform for businesses and accounting firms that need to manage bills from approval through payment. It supports vendor payments by paper check or ACH bank transfer, with remittance advice for electronic payments. Payment data syncs with QuickBooks Online in both directions in real time; payment activity and check images can also be attached to QuickBooks payments. Teams can set approval workflows, roles, and permissions, with approvals and check signing available in the mobile app. Checks can be printed on existing, preprinted, or blank stock, or sent through Print and Mail. The system generates Positive Pay files for more than 200 bank formats. Available on Android, iOS, and web, Checkrun offers customizable checks with logos, watermarks, and a QR code for authenticity checks. The Business subscription is $50 a month, billed monthly, plus a $199 one-time implementation fee. Local check printing and ACH file export cost $0.35 per payment; Print and Mail costs $1.95 per check. A 15-day trial excludes full-layout checks and Print and Mail.

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit. The maker says printed drafts can be deposited at any U.S. bank and credited to the ledger balance the same day at full face value. Properly authorized recurring billing can follow daily, weekly, bi-weekly, quarterly, semi-annual, or annual cycles, and routing numbers are automatically verified. Listed tools include customer and transaction records, customizable fields, notes, printable invoices and reports, batch printing, and CSV export. It can import data from shopping carts, order forms, and text or CSV systems. A modifiable generic web form can be used with a secure server, shopping cart, or other payment form. The maker describes CheckWriter Cloud as PCI/DSS compliant, says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21, and advertises no transaction fees or discount rates for Cloud. The Cloud Single User Limited plan costs $8 a month. The Occasional Use plan costs $25 a year and lists four checks per month; its billing details also list a $29 one-time setup fee and $25 every six months.