Checkrun vs Zil Money

Checkrun is a cloud payment platform for businesses and accounting firms that need to manage bills from approval through payment. It supports vendor payments by paper check or ACH bank transfer, with remittance advice for electronic payments. Payment data syncs with QuickBooks Online in both directions in real time; payment activity and check images can also be attached to QuickBooks payments. Teams can set approval workflows, roles, and permissions, with approvals and check signing available in the mobile app. Checks can be printed on existing, preprinted, or blank stock, or sent through Print and Mail. The system generates Positive Pay files for more than 200 bank formats. Available on Android, iOS, and web, Checkrun offers customizable checks with logos, watermarks, and a QR code for authenticity checks. The Business subscription is $50 a month, billed monthly, plus a $199 one-time implementation fee. Local check printing and ACH file export cost $0.35 per payment; Print and Mail costs $1.95 per check. A 15-day trial excludes full-layout checks and Print and Mail.

Zil Money is a payment and finance platform for small and medium-sized businesses, with tools for check creation and payment workflows. Users can print checks on blank check stock, prepare payroll checks with employee details, payments, and deductions, and import checks directly from accounting software. Check layouts can be customized with logos, colors, and text. Its mobile app lists ACH transfers, RTP, wire transfers, printed checks, and eChecks, and supports reviewing and releasing vendor payments and payroll runs from a phone. Integrations include QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. The service is available on web, Android, iOS, and through an API. A free plan has limited monthly transactions. The maker says there is no monthly subscription fee and that pricing depends on volume, with customized plans and high-volume discounts. Listed options include a 30.00 USD one-time Pay as You Go recharge and a $499.99 a month Premium plan. Zil Money says it is a financial technology company, not a bank; banking and money movement come through partner institutions and licensed providers.