ChequeMaster vs SimpleChex

ChequeMaster is Windows desktop software for printing and managing bank cheques. Its layout creator can import a scanned cheque image and let you position cheque details by drag and drop. Printing supports English, Hindi, and Gujarati, multiple currencies, and laser, inkjet, deskjet, and all-in-one printers; additional languages can be requested. A dashboard tracks issued, upcoming, and past-due cheques with statuses such as cleared, cancelled, returned, missed, and stopped payment. Search covers cheque numbers, amounts, payees, cheque books, and layouts, while reports can be exported to Excel. The free plan is for personal, non-commercial use, never expires, and allows unlimited banks, accounts, layouts, and printed cheques, but excludes vouchers and reports and permits up to two payees and two cheque books. A lifetime license is offered with no listed price. Records remain on the computer; licensing and usage data goes to the maker’s servers. Windows 10 and newer are supported.

SimpleChex is a web-based service for creating business checks as PDFs with MICR-encoded routing and account numbers. Users can print checks on plain white paper or blank check stock, including Costco NL-VT-compatible stock, or email a PDF for the recipient to print and deposit like a check. The product uses the E-13B MICR font used by bank scanners. Users can save payees and addresses, and add an image or typed signature to checks. SimpleChex logs checks, batches, and emails, and past checks can be reprinted as PDFs. Firm accounts allow unlimited team members, with access scoped to selected businesses or bank accounts. For QuickBooks payroll, users can upload a payroll PDF for a MICR line to be added to each page. The service does not hold, transmit, or process funds; checks clear through the user's existing bank relationship. The free plan is free and allows one business, unlimited bank accounts, 10 checks per month, and one user. Solo costs $5 a month; Firm costs $19 a month and includes up to 10 businesses, with each additional business at $2/mo.