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SimpleChex

simplechex.com

From $5/mo Free plan Web
Visit simplechex.com
Spec score 8.3 #8 of 28 in Check Printing Software

What it is

SimpleChex is a web-based service for creating business checks as PDFs with MICR-encoded routing and account numbers. Users can print checks on plain white paper or blank check stock, including Costco NL-VT-compatible stock, or email a PDF for the recipient to print and deposit like a check. The product uses the E-13B MICR font used by bank scanners. Users can save payees and addresses, and add an image or typed signature to checks. SimpleChex logs checks, batches, and emails, and past checks can be reprinted as PDFs. Firm accounts allow unlimited team members, with access scoped to selected businesses or bank accounts. For QuickBooks payroll, users can upload a payroll PDF for a MICR line to be added to each page. The service does not hold, transmit, or process funds; checks clear through the user's existing bank relationship. The free plan is free and allows one business, unlimited bank accounts, 10 checks per month, and one user. Solo costs $5 a month; Firm costs $19 a month and includes up to 10 businesses, with each additional business at $2/mo.

Spec sheet

What it does
SimpleChex is a SaaS platform that generates, prints, and emails business checks as PDFs with MICR-encoded bank details.Read 15 Oct 2026 · simplechex.com
Security
The privacy policy says data is encrypted in transit with TLS 1.3 and at rest with AES-256, with workspace isolation through Postgres row-level security.Read 29 Sep 2026 · simplechex.com
Support
The help center directs users to email support and says typical replies arrive within one business day.Read 15 Oct 2026 · simplechex.com
API and SDKs
The official pages reviewed describe browser workflows and PDF processing but do not state a public API, SDK, or self-hosted deployment.Read 15 Oct 2026 · simplechex.com
Audit history
The product logs checks, batches, and emails and allows prior checks to be reprinted as PDFs.Read 15 Oct 2026 · simplechex.com
Availability limitation
The terms provide the service as available without guaranteeing a specific uptime percentage.Read 15 Oct 2026 · simplechex.com
Bank relationship
SimpleChex does not hold, transmit, or process funds; checks clear through the user's existing bank account.Read 15 Oct 2026 · simplechex.com
Capterra description
Capterra describes SimpleChex as cloud check-writing software requiring no installation, with plain-paper MICR printing, email checks, multi-business workspaces, and audit logs.Read 15 Oct 2026 · capterra.com
Costco stock layout
The layout is pre-tuned for Costco NL-VT blank check stock and can be adjusted for other stock.Read 15 Oct 2026 · simplechex.com
Data export
Users can export account data as JSON, with account and routing numbers redacted.Read 15 Oct 2026 · simplechex.com
eChecks
SimpleChex can email a check PDF to a recipient, who can print it on plain paper and deposit it like a check.Read 29 Sep 2026 · simplechex.com
Email eChecks
Checks can be emailed as PDFs from [email protected] for recipients to print and deposit.Read 15 Oct 2026 · simplechex.com
Free-plan limit
After the first 90 days, Free allows only 10 checks per calendar month for one business.Read 15 Oct 2026 · simplechex.com
GetApp deployment
GetApp describes SimpleChex as a web application with one-time bank-account setup and no pre-printed check stock requirement.Read 15 Oct 2026 · getapp.com
Integration
For QuickBooks payroll, users can upload a payroll PDF and SimpleChex adds a MICR line to each page.Read 29 Sep 2026 · simplechex.com
Licence
The terms prohibit reverse engineering, scraping, and reselling or sublicensing, and no open-source licence is stated.Read 15 Oct 2026 · simplechex.com
MICR
The product uses the real E-13B MICR font used by bank scanners.Read 29 Sep 2026 · simplechex.com
MICR printing
The service uses the real ANSI X9.13 E-13B magnetic font so bank scanners can read checks printed on plain paper.Read 15 Oct 2026 · simplechex.com
Multi-business workspace
One workspace can contain multiple businesses, each with separate bank accounts, layouts, payees, and check numbering.Read 15 Oct 2026 · simplechex.com
Not a payment processor
SimpleChex says it does not hold, transmit, or process funds; checks clear through the user's existing bank relationship.Read 29 Sep 2026 · simplechex.com
Payees and signatures
Users can save payees with addresses and add a signature image or typed signature that is stamped on checks.Read 29 Sep 2026 · simplechex.com
Printing
Checks can be printed on plain white paper or blank check stock, including Costco NL-VT-compatible stock.Read 29 Sep 2026 · simplechex.com
Printing limitation
The help center lists wrong print scale, unsuitable paper, damaged MICR lines, and insufficient issuer funds as common rejection causes.Read 15 Oct 2026 · simplechex.com
QuickBooks limitation
The payroll-PDF reader is tuned to the QuickBooks Online paystub layout and other payroll formats require support review.Read 15 Oct 2026 · simplechex.com
QuickBooks payroll
Users can upload QuickBooks Online payroll PDFs so SimpleChex adds the MICR line while preserving the original paystub content and check numbers.Read 15 Oct 2026 · simplechex.com
Rating on Capterra
0.0 out of 5 from 0 reviews.Read 15 Oct 2026 · capterra.com
Rating on GetApp
0 out of 5 from 0 reviews.Read 15 Oct 2026 · getapp.com
Refund limitation
The terms say partial-month cancellations receive no prorated refund, while outage or billing-error refunds are discretionary.Read 15 Oct 2026 · simplechex.com
Row-level security
Workspace-scoped database policies prevent users from seeing records outside their permitted workspace or business.Read 15 Oct 2026 · simplechex.com
Saved payees
Users can save vendor names, addresses, and optional email addresses for reuse on checks.Read 15 Oct 2026 · simplechex.com
Security controls
Bank numbers are hidden after entry, production database access is logged, and workspace isolation uses PostgreSQL row-level security.Read 15 Oct 2026 · simplechex.com
Security encryption
The privacy policy states that data in transit uses TLS 1.3 and database data at rest uses AES-256.Read 15 Oct 2026 · simplechex.com
Signature stamping
A user can upload a signature image or type a script-style name for automatic stamping on checks.Read 15 Oct 2026 · simplechex.com
Subprocessors
The policy names Stripe for billing, Resend for transactional email, Supabase for database hosting, Vercel for hosting logs, and Sentry for error monitoring.Read 15 Oct 2026 · simplechex.com
Team access
Firm users can invite unlimited team members and scope their access to selected businesses or bank accounts.Read 29 Sep 2026 · simplechex.com
Team scoping
Firm users can invite unlimited teammates and restrict them to selected businesses or bank accounts.Read 15 Oct 2026 · simplechex.com
Who it serves
SimpleChex describes itself as a check-printing platform for small businesses and bookkeepers.Read 29 Sep 2026 · simplechex.com

Plans and prices

Free Free $0/ forever 1 business · unlimited bank accounts · unlimited checks first 90 days, then 10/month · real MICR E-13B · email eChecks · signature stamping · single user Read 15 Oct 2026 · simplechex.com
Solo $5 a month $5/ month 1 business · unlimited bank accounts · unlimited checks · real MICR E-13B · email eChecks · signature stamping · single user Read 15 Oct 2026 · simplechex.com
Firm $19 a month $19/ month; +$2/month per business beyond 10 up to 10 businesses · unlimited bank accounts and checks · unlimited team members · per-business and per-bank scoping · full audit history · email eChecks Read 15 Oct 2026 · simplechex.com

Every SimpleChex plan and price →

Strong points and limits

Strong points

  • Free plan includes 10 checks per month.
  • Print on plain paper or blank check stock.
  • Email check PDFs for recipient printing and deposit.
  • Past checks can be reprinted as PDFs.
  • Firm plan allows unlimited team members.

Limits

  • Free plan is limited to one user.
  • Free plan allows 10 checks per month.
  • SimpleChex does not process or hold funds.
  • No QuickBooks accounting import; payroll PDFs are uploaded.

Who it suits

SimpleChex suits small businesses and bookkeepers that need to print or email business checks. The Firm plan is relevant to users who need multiple businesses or team access.

Verdict

SimpleChex creates printable check PDFs and offers saved payees, signatures, and check history. Its free plan has a monthly check limit, and funds remain handled through the user’s bank rather than by SimpleChex.

Where Specifiction places it

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