Chime Workplace vs Kredit Academy
Chime Workplace
enterprise.chime.comKredit Academy
kreditacademy.comSide by side
| Figure | Chime Workplace | Kredit Academy |
|---|---|---|
| Price from | — | $850/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 1 | 5 |
| Spec score · Employee Financial Wellness Software | 7.6 (#9) | 7.9 (#7) |
| Headquarters | San Francisco, California, United States | Miami, Florida, United States |
| Integrations | The site lists ADP, Workday, UKG, Paychex, Gusto, and SAP as payroll or HRIS integrations, using secure API and file-based connections with real-time or daily syncing. | The Advanced tier offers API and SSO connections to an organization’s systems; the page does not name specific connected services. |
| Rewards | Salt is an employee rewards and incentive program designed to support engagement and retention without ongoing administrative processes. | Learners can redeem points for gift cards in the app; organization partners can customize rewards from the Intermediate tier. |
Plans
Kredit Academy
- Basic Monthly$850 a month
- Intermediate Monthly$1,950 a month
- Basic Annual$10,200 a year
- Intermediate Annual$23,400 a year
- AdvancedPriced on request
In their own words
Chime Workplace
Chime Workplace has no write-up on Specifiction yet; its figures are above.
Kredit Academy
Kredit Academy provides adaptive financial education through Kredit Quest for teens and adults, and an organization platform for financial institutions and other organizations serving members. Kredit Quest begins with a short placement test and adapts lessons to demonstrated understanding. Learners get short lessons, categories, flashcards, practice, progress tracking, points, streaks, and rewards; points can be redeemed for gift cards in the app. Accounts for people under 18 have reward pressure and urgency mechanics switched off. Organizations can add lesson modules, control reward settings, and access engagement reporting. English, Spanish, and Haitian Creole are supported across organization tiers. Custom rewards begin at Intermediate; Advanced adds API and SSO connections, custom learning journeys, and a dedicated account manager. The platform is available on Android, iOS, web, and API, and the company states it is SOC 2 Type II certified. Monthly plans are Basic Monthly at $850 a month, plus $5,250 setup and $5,000 per year for Kiddie Kredit; Intermediate Monthly is $1,950 a month, plus $8,500 setup and the same annual Kiddie Kredit charge. Annual plans are Basic Annual at $10,200 a year and Intermediate Annual at $23,400 a year, with setup waived and Kiddie Kredit included. Advanced pricing is scoped to deployment.