Chipper Cash vs Paysera
Chipper Cash
chippercash.com
Paysera
paysera.comSide by side
| Figure | Chipper Cash | Paysera |
|---|---|---|
| Price from | $1/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 4 | 1 |
| Spec score · Money Transfer Apps | 8.4 (#25) | 8.9 (#6) |
| Exchange-rate model | markup | variable |
| Upfront fee display | Yes | Yes |
| Founded | 2018 | 2004 |
| Free plan | Yes | Yes |
| Headquarters | San Francisco, California, United States | Vilnius, Lithuania |
| Mobile platforms | both | both |
| Platforms | Chipper Cash directs customers to download its app from the iOS App Store or Android Play Store. | Paysera says the app is available on iOS and Android, and its account agreement says accounts can also be managed online through a profile. |
| Support | Customers can contact support through in-app messaging at Profile → Get Support or by email. | The Super App page advertises 24/7 support in 20 languages. |
| Transfers | The company describes its app as supporting international transfers and says transfers arrive instantly. | For listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers per month; subsequent transfers cost €0.30 each. |
| Transfer speed | instant | instant |
Plans
Chipper Cash
- Chipper accountFree
- Stock trading$0.75, paid once
- Stock account maintenance$1 a month
- Stock account access$10, paid once
In their own words
Chipper Cash
Chipper Cash has no write-up on Specifiction yet; its figures are above.
Paysera
Paysera Super App brings personal and business finance tools together, from everyday payments to investments. The personal account is a free multi-currency IBAN account with instant euro transfers and currency exchange supporting up to 30 currencies. In listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers each month; each subsequent transfer costs €0.30. Users can order and activate a digital Visa card, add it to Apple Pay or Google Pay, set spending limits, and block it. The app also lists goal-based savings, physical investment gold, peer-to-peer lending, and real estate investing through InRento. Business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration. Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks; its documentation lists Lithuania, Latvia, and Estonia as currently available during a market-by-market rollout. The app is available on Android, iOS, and web. Paysera advertises 24/7 support in 20 languages and says customer funds are kept separate from company funds.