Chipper Cash vs Ria Money Transfer
Chipper Cash
chippercash.com
Ria Money Transfer
riamoneytransfer.comSide by side
| Figure | Chipper Cash | Ria Money Transfer |
|---|---|---|
| Price from | $1/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 4 | 3 |
| Spec score · Money Transfer Apps | 8.4 (#25) | 8.9 (#7) |
| Exchange-rate model | markup | markup |
| Upfront fee display | Yes | Yes |
| Mobile platforms | both | both |
| Security | Chipper says payment information and personal data are encrypted to help protect against unauthorized activity. | Ria describes multi-factor authentication, identity verification, EV SSL certification, encryption, and 24/7 monitoring as security measures. |
| Support | Customers can contact support through in-app messaging at Profile → Get Support or by email. | Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages. |
| Transfer speed | instant | instant |
| What it does | Chipper Cash offers local and cross-border payments, cards, stocks, airtime and data, and bill pay. | Ria provides international money transfers through its website, mobile apps, agents and stores. |
Plans
Chipper Cash
- Chipper accountFree
- Stock trading$0.75, paid once
- Stock account maintenance$1 a month
- Stock account access$10, paid once
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Chipper Cash
Chipper Cash has no write-up on Specifiction yet; its figures are above.
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.