Chuffed vs M-Changa

Chuffed is a web crowdfunding platform for socially conscious projects, serving individuals, not-for-profits, social enterprises, and community groups. Organizers can run crowdfunding campaigns, create peer-to-peer fundraiser pages and teams, add website donation forms, and offer regular or matched giving. Stripe and PayPal can be connected to receive donations directly, and Chuffed says campaigners need not meet a goal before accessing funds. Organizers can view donor data in real time, request on-demand reports, post campaign updates, and use email journeys to communicate with donors. Documented integrations include Google Analytics, Mailchimp, Salesforce, Facebook Pixel, and Action Network. Chuffed offers three free pricing models with different fee arrangements: Shared Model has no default platform fee, while campaigners pay 2–3% payment processing fees; Keep 100% Model places card fees on donors and is unavailable to EU/UK campaigners and, from 24 September 2026, Australian campaigns; Flat Fee Model charges campaigners card fees of 2–3% plus a Chuffed platform fee. Donors may add an optional tip in the first two models. Campaigns must meet the Acceptable Use Policy. Founded in 2013, Chuffed describes itself as a Social Benefit Company.

M-Changa is an online and mobile fundraising platform for individuals and institutions. Fundraisers can create a customizable share page with a story, pictures, videos, and a target, for causes such as medical bills, construction, emergencies, funerals, weddings, churches, school fees, group projects, and sports clubs. Donations can be made through mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. Recurring donations are supported. In Kenya, users can register, share, and manage a fundraiser by dialing *483*57#, and USSD fundraisers can view donation, withdrawal, and expense statements. Campaigns can be shared through Facebook, X, WhatsApp, and SMS. The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. Withdrawal fees vary by method and amount. A phone line can manage one active fundraiser at a time, though it can contribute to unlimited fundraisers. The service is available on iOS and the web.