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SPECIFICTION
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M-Changa

mchanga.africa

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Spec score 7.4 #18 of 22 in Nonprofit Crowdfunding Software

What it is

M-Changa is an online and mobile fundraising platform for individuals and institutions. Fundraisers can create a customizable share page with a story, pictures, videos, and a target, for causes such as medical bills, construction, emergencies, funerals, weddings, churches, school fees, group projects, and sports clubs. Donations can be made through mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. Recurring donations are supported. In Kenya, users can register, share, and manage a fundraiser by dialing *483*57#, and USSD fundraisers can view donation, withdrawal, and expense statements. Campaigns can be shared through Facebook, X, WhatsApp, and SMS. The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. Withdrawal fees vary by method and amount. A phone line can manage one active fundraiser at a time, though it can contribute to unlimited fundraisers. The service is available on iOS and the web.

Spec sheet

Purpose
M-Changa is an online and mobile fundraising platform for individuals and institutions.Read 4 Oct 2026 · mchanga.africa
Security
The USSD page says donations are secured through verification with documents and treasurers.Read 4 Oct 2026 · mchanga.africa
Headquarters
Westcom Building, Mahiga Mairu Avenue, off Waiyaki Way, 3rd Floor, Block BRead 28 Sep 2026 · mchanga.africa
Company
The terms identify Mobi Changa Limited Kenya as the owner and operator and say it is not a financial institution and does not accept deposits.Read 4 Oct 2026 · mchanga.africa
Customer support
The site lists support by email and phone and says live customer care is available six days a week through email, phone and social media.Read 4 Oct 2026 · mchanga.africa
Donations
Online fundraisers can accept mobile money and Visa, MasterCard and PayPal donations, with card and PayPal options listed as worldwide.Read 4 Oct 2026 · mchanga.africa
Fees
The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days.Read 4 Oct 2026 · mchanga.africa
Online fundraiser
Online fundraisers can include a story, pictures, videos and targets on a customizable share page.Read 4 Oct 2026 · mchanga.africa
Other charges
The fees page lists KES 550 for EFT withdrawals below KES 500,000, free EFT withdrawals at or above that amount, and a USD 25 international bank transfer withdrawal fee.Read 4 Oct 2026 · mchanga.africa
Service limit
The terms state that one phone line can manage only one active fundraiser at a time, while contributing to unlimited fundraisers is allowed.Read 4 Oct 2026 · mchanga.africa
Sharing
The site says fundraisers can be shared via Facebook, X, WhatsApp and SMS.Read 4 Oct 2026 · mchanga.africa
Statements
USSD fundraisers can access donation, withdrawal and expense statements in one place.Read 4 Oct 2026 · mchanga.africa
Use cases
The site lists medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects and sports clubs as fundraising causes.Read 4 Oct 2026 · mchanga.africa
USSD access
In Kenya, users without regular internet access can register, share and manage a fundraiser by dialing *483*57#.Read 4 Oct 2026 · mchanga.africa

Plans and prices

M-Changa fundraiser Free Fundraiser setup is free · one active fundraiser per phone line · withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M) Read 4 Oct 2026 · mchanga.africa

Every M-Changa plan and price →

Strong points and limits

Strong points

  • Fundraiser setup is free.
  • Share pages support stories, pictures, videos, and targets.
  • Accepts mobile money, cards, and PayPal.
  • Recurring donations are supported.
  • USSD users can access fundraiser statements.

Limits

  • One active fundraiser per phone line.
  • Platform fee is 4.25% of donations in most cases.
  • Withdrawals may have additional charges.
  • Withdrawals require a minimum balance.

Who it suits

It suits individuals and institutions collecting donations for personal, community, school, or organizational causes. In Kenya, its USSD option is relevant to users without regular internet access.

Verdict

M-Changa offers online and USSD fundraising with several payment and sharing options. Check platform and withdrawal fees, and the one-active-fundraiser limit, before setting up a campaign.

Where Specifiction places it

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