CIC Resident Screening vs SingleKey

CIC Resident Screening provides data rental housing providers can use to evaluate applicants against rental criteria. Credit reports are available from Experian, Equifax, or TransUnion and can include a VantageScore, tradelines, address history, and fraud search. Its nationwide housing court search covers past court actions, unlawful detainers, and monetary judgments; criminal searches cover felonies, sex offenses, wants, and warrants. CrossNet Decision includes a rental checklist that applies the customer’s criteria. CIC says its Regulatory Matrix checks criminal and housing court records against national, state, and county restrictions using a property’s ZIP code, at no extra charge for clients. The service is available through web and API, with integrations for property management software and custom options through its open API. CIC describes itself as a consumer reporting agency regulated by the FTC and CFPB, reporting for clients with a permissible purpose under the FCRA. Pricing is from $9. Traditional account setup requires a subscriber agreement and onsite physical inspection.

SingleKey provides rental screening and management services for landlords, property managers, realtors, and tenants. Its Tenant Screening Report combines an Equifax credit check with rental, income, employment, and background information; checks include credit, criminal, eviction, income, and identity screening. Rent Guarantee covers up to 12 months of rent, capped at $60,000, in cases of delinquency. It also includes up to $10,000 for unpaid court-ordered malicious tenant damages and up to $2,000 in reimbursed legal fees, subject to eligibility and terms. Tenants can use co-signer services and a shareable rental application; SingleKey says sharing its credit report does not affect the tenant’s credit score. Pre-screening costs nothing. Tenant Screening Reports start at $29.99 per once, billed per report, with no subscription or signup fees. Rent Guarantee starts at $5 a year, billed at 5% of monthly rent per tenant with annual payment. Enterprise API integrations include Yardi, Buildium, Rent Manager, LeadSimple, Entrata, AppFolio, Property Vista, and Propertyware; enterprise pricing is volume-based.