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SPECIFICTION
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CINC vs PayHOA

CINC

cincsystems.com

PayHOA

payhoa.com

Side by side

FigureCINCPayHOA
Price from—$49/mo
Free plan——
Free trial—Yes
Open source——
WebYesYes
iOSYes—
AndroidYes—
APIYes—
Plans published017
Spec score · Homeowners Association Management Software8.0 (#7)8.3 (#5)
Spec score · HOA Management Software8.0 (#30)8.8 (#10)
Property accountingYesYes
Document storageYesDocuments can be uploaded in formats including PDF, XLS, CSV, DOC and PNG.
Founded20052018
IntegrationsCINC lists direct bank connections and software partners covering collections, resale documents, print and mail, accounts payable, and other property management needs.Officially listed integrations include Stripe, Plaid, Twilio, Lob, Google Calendar and Western Alliance Bank.
Maintenance requestsYesYes
Online dues collectionYesYes
Resident portalYesYes
Data encryptionCINC products use 256-bit AES encryption.PayHOA says data is encrypted in transit and at rest with 256-bit encryption.
Violation trackingYesYes

Plans

CINC

No plans published.

CINC pricing →

PayHOA

  • 0–25 units$54 a month
  • 0–25 units — annualPrice not published
  • 26–50 units$65 a month
  • 26–50 units — annualPrice not published
  • 51–100 units$109 a month
  • 51–100 units — annualPrice not published
  • 101–150 units$142 a month
  • 101–150 units — annualPrice not published
  • 151–200 units$186 a month
  • 0–25 units annual$49 a month

PayHOA pricing →

In their own words

CINC

CINC is a community association management platform that combines accounting, operations, communications, and community administration. It supports online dues collection, violation tracking, maintenance requests, and document storage. Residents can use the branded CINC Connect web and mobile experience for feeds, messaging, calendars, announcements, voting, service requests, reservations, payments, and self-service. Management teams have the CINC Manager mobile app. Financial tools include association accounting, receivables, payables, budgeting, reporting, invoice processing, and electronic payments, alongside managed services and 38 direct bank integrations. CINC says the system processes over $11 billion in payments annually and is used by more than 1,000 management companies. Its Cephai+ AI features can automate invoice processing, EFT reconciliation, board packet creation, violation analysis, and task recommendations. The platform also lists an open API and integrations for collections, resale documents, print and mail, accounts payable, and other property management needs. CINC states that it uses 256-bit AES encryption, is SOC 2 Type II compliant and Veracode verified, and provides role permissions. Pricing is on request; the pages direct prospective customers to book a demo.

Visit cincsystems.com

PayHOA

PayHOA has no write-up on Specifiction yet; its figures are above.

Visit payhoa.com