Clear Verify vs Employment 360

Clear Verify is a web service for employment and income verification for employers, employees, and verifiers. The service says it can reduce verification waits from 3–10 days to minutes. Employees can use My Verify to start requests, review employment data, challenge outdated information, and download standard reports. The Verification Inbox lets employers, employees, and verifiers monitor progress, inspect activity logs, and download reports. Employers work with Clear Verify during implementation to arrange automated payroll file uploads, and audit trails record upload changes. The service checks that verifiers are legitimate and credentialed. Clear Verify states that it complies with federal and state CCPA and FCRA regulations, and it requires or encourages multi-factor authentication for sensitive data. The company says it does not sell employee data and shares employment data only with authorized access. Its website is mobile-friendly, while a mobile app is listed as coming soon. The Employers plan costs nothing, with $0 setup fees, $0 monthly fees, and $0 integrations. Commercial verifiers pay a transaction fee for employment and wage data; government verification requests are free.

Employment 360 is Cashfree Payments’ employee background verification solution, checking employment details against EPFO databases. Businesses can submit a phone number, UAN, PAN or combinations of those inputs. Results may include a person's name, gender, UAN, phone number and masked Aadhaar details, plus latest and past employer information such as member ID, establishment ID, relieving date and registered employer name. Additional returned data may include phone number, email address, bank account and IFSC code. The product page describes retrieval as real-time and says the end user does not need to intervene. Businesses can work through a dashboard or integrate the developer-friendly API into their own platform; API documentation is linked from the product page. Cashfree lists banks and NBFCs, lending, background checks and employee onboarding as use cases. Coverage is domestic, the source is government data, and typical turnaround is instant. Cashfree launched in 2015. Its privacy policy lists ISO/IEC 27001:2022, PCI-DSS v4.0.1 and SOC 2 standards and certifications, and notes that no internet transmission or electronic storage method is completely secure. Pricing is on request.