ClearBank Embedded Banking vs Dock
ClearBank Embedded Banking
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| Figure | ClearBank Embedded Banking | Dock |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 7.8 (#10) | 7.6 (#13) |
| Founded | 2016 | 1999 |
| Headquarters | London, United Kingdom | Barueri, São Paulo, Brazil |
| Integration | The API-first integration includes a simulation environment, webhook configuration for real-time notifications and a developer portal. | Dock One offers one API as a single integration point for implementation. |
| Payments | Current accounts support UK payment schemes including Faster Payments and CHAPS, and the page also describes Bacs access for current accounts. | Its banking solutions include payment methods such as Pix, boletos, and Open Finance. |
Plans
In their own words
ClearBank Embedded Banking
ClearBank Embedded Banking has no write-up on Specifiction yet; its figures are above.
Dock
Dock provides payments and banking technology that companies can use to create financial services for customers. Its Dock One platform is intended to support operations across markets, with cloud-native architecture, one API integration point, and configuration by country, currency, and business model. Dock describes its architecture as modular and event-based. The core ledger handles multiple currencies and balances, customizable accounts, transaction rules, approval flows, and reports. Spending Control sets limits by merchant type, time, amount, and period, individually or in groups. Dock lists card issuing, digital accounts, acquiring, and fraud prevention among its services. Its white-label banking includes digital accounts, branded debit cards, Pix transfers, bill payments, and boleto payments. Acquiring supports in-person and online payment acceptance through options including POS, TEF, Pix, Tap On Phone, payment links, APIs, and Pix Checkout. Fraud tools include real-time transaction monitoring and communication by SMS, WhatsApp, and email. Dock says it is regulated by Brazil's Central Bank. Pricing is on request; the listed supported region is Latin America.