ClearScore Protect Plus vs Identity Guard
ClearScore Protect Plus
clearscore.com
Identity Guard
identityguard.comSide by side
| Figure | ClearScore Protect Plus | Identity Guard |
|---|---|---|
| Price from | — | $4.49/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 4 | 12 |
| Spec score · Identity Theft Protection Services | 8.7 (#2) | 8.1 (#12) |
| Spec score · Identity theft protection | 8.3 (#9) | 8.6 (#5) |
| Credit monitoring | Protect Plus provides credit report updates about changes to a score, financial data such as balances, or fraud-relevant information. | Premium credit protection includes 3-bureau credit monitoring. |
| Dark web monitoring | The product page says Protect Plus scans the dark web daily for personal information that may be exposed. | Plans include dark web monitoring. |
| Founded | LinkedIn states that ClearScore was founded in 2015. | 1996 |
| Free plan | No | No |
| Identity restoration | Yes | Yes |
| Identity-theft insurance | The advertised cover provides up to US$1 million for eligible identity-theft costs such as legal fees and lost wages. | Yes |
Plans
ClearScore Protect Plus
- Protect PlusPrice not published
- Protect Plus monthlyA$14.99 a month
- Protect Plus annualA$119.99 a year
- Protect Plus yearlyA$119.99 a year
Identity Guard
- Value — Individual$8.99 a month
- Value — Family$14.99 a month
- Total — Individual$19.99 a month
- Total — Family$29.99 a month
- Ultra — Individual$29.99 a month
- Ultra — Family$39.99 a month
- Individual Value$4.49 a month
- Family Value$7.49 a month
- Individual Total$9.99 a month
- Family Total$14.99 a month
In their own words
ClearScore Protect Plus
ClearScore Protect Plus is an identity protection service for Android, iOS, and web. It monitors credit reports and scans the dark web daily for exposed personal information linked to identity theft and fraud. Credit report updates can cover score changes, balances, and other fraud-relevant information. Subscribers can contact a fraud helpline at any time for suspicious messages, identity theft, and fraud. Protect Plus advertises up to $1 million USD in identity-theft insurance for costs such as legal fees and lost wages, plus up to $25,000 USD of ransomware cover. The monthly plan costs A$14.99 a month; the annual plan costs A$119.99 a year. ClearScore also offers a free credit score and report, and its free Protect service includes identity monitoring and dark-web checks. A ClearScore account is required. Insurance eligibility requires subscribers to be at least 18 and permanent Australian residents. ClearScore is headquartered in Sydney and was founded in 2015.
Identity Guard
Identity Guard is a paid identity-protection service from Identity Guard, founded in 1996, with apps for iOS and Android. Its listed monitoring covers the dark web, bank accounts, Social Security numbers, and account takeovers. Plans also provide identity restoration, identity-theft insurance, and data-breach notifications. Premium credit protection includes three-bureau credit monitoring, while online and device security includes safe browsing and a password manager. Customers receive access to a U.S.-based care team, with fraud agents and support available 24/7/365. Family plans cover five adults and unlimited children, although child members receive only online-account and SSN monitoring. Annual plans have a 60-day money-back guarantee for eligible purchases through the website or customer support. Listed annual Value plans start at $8.99 per month; a separate annual promotion lists $4.49 per month for the first year and renewal at $107.88 per year. Other individual and family tiers have separate listed prices.