Client Management Application (CMA) vs Ditch
Client Management Application (CMA)
clientsupportsoftware.com
Ditch
ditch.ioSide by side
| Figure | Client Management Application (CMA) | Ditch |
|---|---|---|
| Price from | $5,000/mo | $3.99/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | — |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 1 | 3 |
| Spec score · Debt Management Software | 7.8 (#12) | 7.9 (#11) |
| Headquarters | Delray Beach, Florida, United States | Atlanta, Georgia, United States |
| Purpose | CMA is designed for financial counseling, debt management, debt settlement, student loan, and other configurable client service programs. | Ditch sends round-ups from purchases toward debt to help users pay it off faster. |
| Security | Staff and client access can use configurable MFA options, including passkeys and authenticator apps, while access to protected information can be logged. | Ditch says it implements security safeguards, while noting that no internet transmission or electronic system is completely secure. |
Plans
Client Management Application (CMA)
- Client Management Application Debt Management Hosting$5,000 a month
In their own words
Client Management Application (CMA)
Client Management Application (CMA) has no write-up on Specifiction yet; its figures are above.
Ditch
Ditch directs purchase round-ups toward a selected debt, with additional options for percentages or smart payoff settings. Users set a trigger amount, such as $25; once round-ups reach it, funds are pulled and sent toward that debt. The app also offers debt-focused budgeting, manual budgeting, transaction reviews, a consolidated debt dashboard and personalized debt insights. Ditch says it connects to accounts from thousands of banking institutions, with 96%+ coverage. Before withdrawing, it checks the account balance and says it will not take funds if the balance is insufficient; the overdraft protection setting has a $100 minimum. Dani, an AI personal finance assistant, is included with Pro. The app is available on Android and iOS. Plan details list Basic at $3.99 a month, Plus at $9.99 a month and Pro at $15.99 a month, all billed monthly. The pricing note also says from $12.99/mo and gives a 7-day trial. The site says round-ups currently go toward debt; savings support is being explored but is not available now. Ditch Technologies, Inc. is based in Atlanta, Georgia.