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SPECIFICTION
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Clover Go vs Helcim

Clover Go

clover.com

Helcim

helcim.com

Side by side

FigureClover GoHelcim
Price from—$0.40/mo
Free plan—Yes
Free trialYes—
Open source——
WebYesYes
Windows—Yes
macOS—Yes
iOSYesYes
AndroidYesYes
APIYesYes
Plans published26
Spec score · Mobile Payment Processing Software8.0 (#5)9.3 (#1)
HeadquartersSunnyvale, California, United StatesHelcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada.
IntegrationsClover offers native Android integrations, semi-integrations using SDKs, and Clover Go BYOD integrations for iOS and Android apps.Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available.
Payment methodsThe reader accepts chip, dip, and contactless payments, including Tap-to-Pay on iPhone, Apple Pay, Google Pay, and Samsung Pay.Its in-person tools accept major payment types, including Apple Pay and Google Pay.
SecurityClover Security Plus uses end-to-end encryption, tokenization, and a PCI compliance wizard, with additional breach-liability coverage.Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit.
SupportAll Clover Go plans include 24/7 support.Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day.

Plans

Clover Go

  • EssentialsPriced on request
  • StarterPriced on request

Clover Go pricing →

Helcim

  • Helcim payment processingFree
  • Helcim platformFree
  • Recurring payments$0.40 a month
  • 4G wireless data$7 a month
  • Helcim Card Reader$199, paid once
  • Helcim Smart Terminal$349, paid once

Helcim pricing →

In their own words

Clover Go

Clover Go is a mobile point-of-sale system that pairs a portable card reader with a phone or tablet. It accepts chip, dip, and contactless payments, including Tap-to-Pay on iPhone and Apple Pay, Google Pay, and Samsung Pay. The app supports item changes, deferred payments, tipping, full or partial refunds, returns, and exchanges. It operates over Wi-Fi or cellular and can accept offline payments for later authorization. The reader works with iOS 15 or higher and Android 9.0 or higher; iOS requires Bluetooth LE. It cannot run on jailbroken or rooted devices. Digital receipts can be stored and sent by email or text, and outstanding balances can be tracked. All plans include 24/7 support. Clover Security Plus includes end-to-end encryption, tokenization, a PCI compliance wizard, and additional breach-liability coverage. Clover offers integrations through native Android options, SDK-based semi-integrations, and BYOD integrations for iOS and Android apps. Pricing is available on request. Qualified new merchants may receive no SaaS subscription fees during a 90-day trial of Clover Essentials or Services Growth plans.

Visit clover.com

Helcim

Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.

Visit helcim.com