Clover Go vs SwipeSimple
Clover Go
clover.com
SwipeSimple
swipesimple.comSide by side
| Figure | Clover Go | SwipeSimple |
|---|---|---|
| Price from | — | $19.95/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 2 | 11 |
| Spec score · Mobile Payment Processing Software | 8.0 (#5) | 8.5 (#4) |
| Integrations | Clover offers native Android integrations, semi-integrations using SDKs, and Clover Go BYOD integrations for iOS and Android apps. | The App Marketplace includes QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews. |
| Security | Clover Security Plus uses end-to-end encryption, tokenization, and a PCI compliance wizard, with additional breach-liability coverage. | SwipeSimple states that its systems are designed for PCI DSS compliance and enforce HTTPS, HSTS, and 256-bit encryption. |
| Support | All Clover Go plans include 24/7 support. | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. |
Plans
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
Clover Go
Clover Go is a mobile point-of-sale system that pairs a portable card reader with a phone or tablet. It accepts chip, dip, and contactless payments, including Tap-to-Pay on iPhone and Apple Pay, Google Pay, and Samsung Pay. The app supports item changes, deferred payments, tipping, full or partial refunds, returns, and exchanges. It operates over Wi-Fi or cellular and can accept offline payments for later authorization. The reader works with iOS 15 or higher and Android 9.0 or higher; iOS requires Bluetooth LE. It cannot run on jailbroken or rooted devices. Digital receipts can be stored and sent by email or text, and outstanding balances can be tracked. All plans include 24/7 support. Clover Security Plus includes end-to-end encryption, tokenization, a PCI compliance wizard, and additional breach-liability coverage. Clover offers integrations through native Android options, SDK-based semi-integrations, and BYOD integrations for iOS and Android apps. Pricing is available on request. Qualified new merchants may receive no SaaS subscription fees during a 90-day trial of Clover Essentials or Services Growth plans.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.