CMS CreditSuite vs Moody’s Trade Credit
CMS CreditSuite
icmsglobal.comMoody’s Trade Credit
moodys.comSide by side
| Figure | CMS CreditSuite | Moody’s Trade Credit |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| API | — | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Credit Management Software | 7.8 (#3) | 7.1 (#18) |
| Collections | Rules-based collection workflows prioritize accounts and recommend actions, while tracking promises, reminders and collector performance. | Collections strategies can be configured and assigned to invoices using customer risk scores, invoice amounts, or other parameters. |
| Founded | 1985 | 1909 |
| Headquarters | Carmel, Indiana, United States | New York, New York, United States |
| Integrations | The maker lists integrations with data providers including Cortera, Credit.NET, Dun & Bradstreet, Equifax, Experian and NACM’s National Trade Credit Report. | Moody’s says its trade credit data can be integrated into customers’ own systems via API or bulk feeds. |
| Intended users | CMS describes its products as tools for corporate and commercial credit management and says CreditSuite supports credit and accounts receivable operations. | The solution is presented for credit professionals and businesses managing customer credit risk, receivables, and collections. |
| Purpose | CMS CreditSuite is a web-based suite of credit management tools for commercial credit scoring, financial statement analysis, credit limit modeling, collections, and database reporting. | Moody’s Trade Credit provides data, intelligence, and software for global credit management, from credit application processing to customer portfolio monitoring. |
| Security and privacy | CMS’s privacy policy says it does not sell or rent submitted personal information, but cannot guarantee the security of information transmitted to CMS. | Moody’s Trust Center describes its privacy, information security, cybersecurity, and AI programs and practices, but the page does not specify Trade Credit product-level controls. |
| Support | CMS support is available 8 am to 6 pm CDT, Monday through Friday excluding legal holidays, with online troubleshooting and escalation of severe issues. | The Trade Credit page invites prospective customers to contact Moody’s solutions specialists to discuss their needs. |
Plans
In their own words
CMS CreditSuite
CMS CreditSuite is a web-based suite for commercial credit and accounts receivable operations. It combines commercial credit scoring, financial statement analysis, credit limit modeling, collection management and database reporting. Dashboards show portfolio indicators, alerts and workflows, with actions prioritized by account rules. Users can build unlimited scorecards and scoring items using their own indicators, outside ratings, financial data and predictive elements. Approval workflows guide analysts through credit limit and terms decisions, while retaining decision documentation and history. Collection tools prioritize accounts and recommend actions, and track promises, reminders and collector performance. Financial analysis includes year-to-year comparisons, user-defined ratios and scoring, and multi-statement entry and viewing. A query builder supports dynamic field selection, basic and advanced queries, paged results and Excel export. The product supports cross-browser use and is available through cloud hosting or in-house installation. Integrations include Cortera, Credit.NET, Dun & Bradstreet, Equifax, Experian and NACM’s National Trade Credit Report. Pricing is on request.
Moody’s Trade Credit
Moody’s Trade Credit is a web and API platform for global credit management, covering credit applications, customer portfolio monitoring, decisioning, receivables, and collections. It monitors portfolios across thousands of risk factors and supplies customized daily alerts about changes in customer health. Portfolio views include visualizations, metrics, and reporting. Organizations can apply credit policies, customize workflow rules, and make real-time credit decisions. Workflow tools provide a globally accessible electronic customer file, prioritized analyst queues, and requests for credit lines from anywhere with web access. Collections strategies can be assigned to invoices using risk scores, invoice amounts, or other parameters. Moody’s says its data covers more than 580 million public and private companies and more than 190 million detailed financial statements. Data can connect to customer systems through API or bulk feeds. Business credit reports are available through enterprise subscriptions or pay-as-you-go formats, with pricing not stated. The solution is presented for credit professionals and businesses managing customer risk, receivables, and collections.