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SPECIFICTION
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Moody’s Trade Credit

moodys.com

WebAPI
Visit moodys.com
Spec score 7.1 #18 of 26 in Credit Management Software

What it is

Moody’s Trade Credit is a web and API platform for global credit management, covering credit applications, customer portfolio monitoring, decisioning, receivables, and collections. It monitors portfolios across thousands of risk factors and supplies customized daily alerts about changes in customer health. Portfolio views include visualizations, metrics, and reporting. Organizations can apply credit policies, customize workflow rules, and make real-time credit decisions. Workflow tools provide a globally accessible electronic customer file, prioritized analyst queues, and requests for credit lines from anywhere with web access. Collections strategies can be assigned to invoices using risk scores, invoice amounts, or other parameters. Moody’s says its data covers more than 580 million public and private companies and more than 190 million detailed financial statements. Data can connect to customer systems through API or bulk feeds. Business credit reports are available through enterprise subscriptions or pay-as-you-go formats, with pricing not stated. The solution is presented for credit professionals and businesses managing customer risk, receivables, and collections.

Spec sheet

Purpose
Moody’s Trade Credit provides data, intelligence, and software for global credit management, from credit application processing to customer portfolio monitoring.Read 5 Oct 2026 · moodys.com
Intended users
The solution is presented for credit professionals and businesses managing customer credit risk, receivables, and collections.Read 5 Oct 2026 · moodys.com
Integrations
Moody’s says its trade credit data can be integrated into customers’ own systems via API or bulk feeds.Read 5 Oct 2026 · moodys.com
Support
The Trade Credit page invites prospective customers to contact Moody’s solutions specialists to discuss their needs.Read 5 Oct 2026 · moodys.com
Headquarters
New York, New York, United StatesRead 28 Sep 2026 · moodys.com
Founded
1909Read 28 Sep 2026 · moodys.com
Collections
Collections strategies can be configured and assigned to invoices using customer risk scores, invoice amounts, or other parameters.Read 5 Oct 2026 · moodys.com
Data coverage
The page says Trade Credit data covers more than 580 million public and private companies globally and includes more than 190 million detailed financial statements.Read 5 Oct 2026 · moodys.com
Decisioning
Organizations can apply their credit policies and rules, customize workflow rules, and make real-time credit decisions.Read 5 Oct 2026 · moodys.com
Free offering
A Moody’s case study describes Pulse as a free accounts receivable monitoring service; it does not state that the full Trade Credit product is free.Read 5 Oct 2026 · moodys.com
Portfolio tools
Portfolio management tools provide an interactive view of portfolio health, visualizations, metrics, and reporting features.Read 5 Oct 2026 · moodys.com
Report pricing
Business credit reports are offered in enterprise subscriptions or pay-as-you-go formats; the page does not state prices.Read 5 Oct 2026 · moodys.com
Risk monitoring
The product monitors customer portfolios across thousands of risk factors and provides customized daily alerts about changes in customer health.Read 5 Oct 2026 · moodys.com
Security and privacy
Moody’s Trust Center describes its privacy, information security, cybersecurity, and AI programs and practices, but the page does not specify Trade Credit product-level controls.Read 5 Oct 2026 · moodys.com
Workflow
Credit workflow management provides a globally accessible electronic customer file and prioritized analyst work queues, and lets users request credit lines anywhere with web access.Read 5 Oct 2026 · moodys.com

Plans and prices

Business credit reports Priced on request Enterprise subscriptions or pay-as-you-go; pricing not stated Read 5 Oct 2026 · moodys.com

Every Moody’s Trade Credit plan and price →

Strong points and limits

Strong points

  • Daily alerts track changes in customer health
  • Portfolio tools include metrics, visualizations, and reports
  • Real-time credit decisions support custom rules
  • Collections strategies use configurable invoice criteria
  • Data covers more than 580 million companies

Limits

  • Pricing is available only on request

Who it suits

It suits credit teams managing customer risk, receivables, portfolio exposure, and collections. Organizations needing API or bulk-feed integration can use its stated data connectivity.

Verdict

Moody’s Trade Credit combines broad company data with portfolio monitoring, workflow controls, decisioning, and collections features. Pricing and product-level security details require discussion with Moody’s.

Where Specifiction places it

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