CMS CreditSuite vs Onguard CreditManager
CMS CreditSuite
icmsglobal.comOnguard CreditManager
onguard.comSide by side
| Figure | CMS CreditSuite | Onguard CreditManager |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| API | — | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Credit Management Software | 7.8 (#3) | 7.6 (#7) |
| Company history | Credit & Management Systems says it started in 1985 and was incorporated in 1987. | Onguard says its story began in 1992 and that it has been solving accounts receivable challenges for more than 33 years. |
| Dashboard | User dashboards show portfolio indicators, alerts and workflows, with actions prioritized by account rules. | Its dashboard and agenda provide a near-real-time overview of tasks, payments, KPIs, performance, and risks. |
| Founded | 1985 | 1992 |
| Headquarters | Carmel, Indiana, United States | Amsterdam, Netherlands |
| Integrations | The maker lists integrations with data providers including Cortera, Credit.NET, Dun & Bradstreet, Equifax, Experian and NACM’s National Trade Credit Report. | Onguard says CreditManager works alongside ERP systems including SAP, Oracle, Microsoft Dynamics, and AS400, and supports Marketplace APIs and web-service integrations. |
| Purpose | CMS CreditSuite is a web-based suite of credit management tools for commercial credit scoring, financial statement analysis, credit limit modeling, collections, and database reporting. | CreditManager is a cloud-based credit management solution that automates credit management processes. |
| Support | CMS support is available 8 am to 6 pm CDT, Monday through Friday excluding legal holidays, with online troubleshooting and escalation of severe issues. | Onguard support is available on weekdays from 08:00 to 18:00, with a Help Center for ticketing, release notes, and FAQs. |
Plans
In their own words
CMS CreditSuite
CMS CreditSuite is a web-based suite for commercial credit and accounts receivable operations. It combines commercial credit scoring, financial statement analysis, credit limit modeling, collection management and database reporting. Dashboards show portfolio indicators, alerts and workflows, with actions prioritized by account rules. Users can build unlimited scorecards and scoring items using their own indicators, outside ratings, financial data and predictive elements. Approval workflows guide analysts through credit limit and terms decisions, while retaining decision documentation and history. Collection tools prioritize accounts and recommend actions, and track promises, reminders and collector performance. Financial analysis includes year-to-year comparisons, user-defined ratios and scoring, and multi-statement entry and viewing. A query builder supports dynamic field selection, basic and advanced queries, paged results and Excel export. The product supports cross-browser use and is available through cloud hosting or in-house installation. Integrations include Cortera, Credit.NET, Dun & Bradstreet, Equifax, Experian and NACM’s National Trade Credit Report. Pricing is on request.
Onguard CreditManager
Onguard CreditManager is a cloud-based system for automating credit-management and collections work. Credit and finance teams can configure dunning workflows, segment customers, manage disputes and apply collection rules for subsidiaries. Credit scoring uses internal and external data, alongside cash-flow forecasts and performance indicators. Dashboards and an agenda provide near-real-time views of tasks, payments, KPIs, performance and risks. The Customer Portal lets customers view or download invoices, pay online, register payment notices, raise disputes and ask questions; it supports mobile devices and is available with CreditManager version 3.19 and later. Onguard says the service works with SAP, Oracle, Microsoft Dynamics and AS400, plus Marketplace APIs and web services. It runs on Microsoft Azure public cloud through a browser over HTTPS. Listed protections include TLS 1.2 or higher, single-tenant databases, a 99.8% uptime SLA and four-hour target recovery during business hours. Pricing is on request.