CMS CreditSuite vs Thor
CMS CreditSuite
icmsglobal.comThor
jointhor.comSide by side
| Figure | CMS CreditSuite | Thor |
|---|---|---|
| Price from | — | $350/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Credit Management Software | 7.8 (#3) | 6.9 (#22) |
| Collections | Rules-based collection workflows prioritize accounts and recommend actions, while tracking promises, reminders and collector performance. | Thor sends escalating email sequences, prioritizes worklists by dollars at stake and risk, and tracks promises and disputes automatically. |
| Intended users | CMS describes its products as tools for corporate and commercial credit management and says CreditSuite supports credit and accounts receivable operations. | The service is intended for business use, and users must be at least 18 years old and able to form a binding contract. |
| Support | CMS support is available 8 am to 6 pm CDT, Monday through Friday excluding legal holidays, with online troubleshooting and escalation of severe issues. | Thor offers guided onboarding and ongoing support from people who understand trade credit and distributor operations. |
Plans
In their own words
CMS CreditSuite
CMS CreditSuite is a web-based suite for commercial credit and accounts receivable operations. It combines commercial credit scoring, financial statement analysis, credit limit modeling, collection management and database reporting. Dashboards show portfolio indicators, alerts and workflows, with actions prioritized by account rules. Users can build unlimited scorecards and scoring items using their own indicators, outside ratings, financial data and predictive elements. Approval workflows guide analysts through credit limit and terms decisions, while retaining decision documentation and history. Collection tools prioritize accounts and recommend actions, and track promises, reminders and collector performance. Financial analysis includes year-to-year comparisons, user-defined ratios and scoring, and multi-statement entry and viewing. A query builder supports dynamic field selection, basic and advanced queries, paged results and Excel export. The product supports cross-browser use and is available through cloud hosting or in-house installation. Integrations include Cortera, Credit.NET, Dun & Bradstreet, Equifax, Experian and NACM’s National Trade Credit Report. Pricing is on request.