Thor

Spec sheet

Intended users

The service is intended for business use, and users must be at least 18 years old and able to form a binding contract.Read 1 Oct 2026 · jointhor.com

Security

Thor says it uses encryption in transit, access controls, and least-privilege access to production systems.Read 1 Oct 2026 · jointhor.com

Support

Thor offers guided onboarding and ongoing support from people who understand trade credit and distributor operations.Read 1 Oct 2026 · jointhor.com

Collections

Thor sends escalating email sequences, prioritizes worklists by dollars at stake and risk, and tracks promises and disputes automatically.Read 1 Oct 2026 · jointhor.com

Credit applications

Thor provides branded, self-serve online credit applications with electronic signatures and automated bank and trade reference checks.Read 1 Oct 2026 · jointhor.com

Data policy

Thor says it does not sell personal information or use Microsoft Graph data to train generalized advertising models or serve third-party ads.Read 1 Oct 2026 · jointhor.com

ERP integrations

Thor lists NetSuite, DDI Advantive, QuickBooks, Acumatica, Zoho, Odoo, Dynamics 365, and dozens more ERP connections.Read 1 Oct 2026 · jointhor.com

Microsoft integration

Thor's Outlook integration lets teams send credit and collections email from a connected Microsoft 365 mailbox through Microsoft's OAuth consent flow.Read 1 Oct 2026 · jointhor.com

Onboarding

Every account includes free integration, onboarding, training, and a dedicated go-live plan delivered in four weeks.Read 1 Oct 2026 · jointhor.com

Product scope

Thor is a trade credit and accounts receivable platform for wholesale distributors, combining credit applications, risk monitoring, and collections.Read 1 Oct 2026 · jointhor.com

Risk monitoring

Thor continuously monitors every account and refreshes recommended credit limits weekly.Read 1 Oct 2026 · jointhor.com

Risk scoring

Thor's proprietary risk algorithm returns a 0-100 risk score and recommended credit limit without requiring a credit bureau.Read 1 Oct 2026 · jointhor.com

Service limitation

Thor states that its credit scores, recommended limits, and risk alerts support customer decisions and that Thor is not a consumer reporting agency, credit bureau, law firm, or collection agency.Read 1 Oct 2026 · jointhor.com

Plans and prices

Every Thor plan and price →

Where Specifiction places it

• Credit Management Software#22 of 266.9