Coinbase Payments vs CoinPayments
Coinbase Payments
coinbase.com
CoinPayments
coinpayments.netSide by side
| Figure | Coinbase Payments | CoinPayments |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 6 |
| Spec score · Crypto Payment Processors | 7.2 (#13) | 8.4 (#3) |
| Compliance | Coinbase says it holds more than 80 licenses and provides programmatic KYC and KYB for regulated markets. | The homepage states CoinPayments is backed by ISO 27001 certification and AML/KYC frameworks. |
| Custody | Coinbase describes its managed payments solution as having an institutional-grade, regulated foundation. | The homepage says custodial arrangements may include insurance coverage for merchant funds. |
| Founded | 2012 | CoinPayments says it was founded in 2013. |
| Integrations | The page describes integrations or payment work with Checkout.com, Amazon Bedrock AgentCore Payments, Nium, and PPRO. | The current documentation lists official plugins for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are described as in development. |
| Product | Coinbase Payments provides stablecoin payment infrastructure for businesses through a single integration. | CoinPayments provides merchants with crypto payment processing, wallets, invoices, and payment integrations. |
| Support | The product page offers a Get started link and a Contact sales option. | The API getting-started guide offers personalized integration support through a call with the Integrations team. |
Plans
CoinPayments
- ASAP ModeFree
- Nightly ModeFree
- Payment processing to balanceFree
- Personal-wallet depositsFree
- Payment processingPrice not published
- WithdrawalsPrice not published
In their own words
Coinbase Payments
Coinbase Payments is stablecoin payments infrastructure for businesses, available through web and API. Its payment APIs cover accepting payments, deposits, payouts, treasury management, and fiat on- and off-ramps. Listed uses include cross-border remittances and payouts, merchant payments, regulated customer experiences, and agentic payments. Coinbase says the service supports USDC, USDT, PYUSD, local-currency stablecoins, and infrastructure for launching branded stablecoins. Settlement is multichain, led by Base, Coinbase’s Ethereum layer 2. The merchant checkout modal is designed to fit an existing payment flow and lets customers with a wallet complete payment. Checkout methods include wallet-based checkout, payment links, invoices, plugins, and the Checkouts API; Shopify is supported. The service also integrates with x402 for businesses accepting x402 payments and funding wallets for agents to transact. Coinbase says it holds more than 80 licenses and provides programmatic KYC and KYB for businesses launching in regulated markets. Custody is described as institutional-grade and regulated. Pricing is on request, and not all products and features are available in every jurisdiction.
CoinPayments
CoinPayments provides merchants with cryptocurrency payment processing, wallets, invoices and payment integrations through web and API access. Its homepage states that it accepts more than 40 cryptocurrencies. Merchants can set an exchange rate when creating an invoice, while incoming deposits may be detected within seconds and screened for risk before blockchain confirmation. Withdrawal batching combines payments from multiple callback addresses under one transaction fee, with savings stated at up to 90%. The REST JSON API covers wallets, transactions, invoices and signed webhooks; official SDKs are available for Python, JavaScript/Node.js/TypeScript and PHP. Listed checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout and payment buttons. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+, with other platforms in development. The three listed processing plans are free, with fees of 3% or 3% plus network fees depending on the settlement option. CoinPayments says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.