CoinGate vs CoinPayments
CoinGate
coingate.com
CoinPayments
coinpayments.netSide by side
| Figure | CoinGate | CoinPayments |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 6 |
| Spec score · Crypto Payment Processors | 7.6 (#11) | 8.4 (#3) |
| Compliance | UAB Decentralized is authorized by the Bank of Lithuania as a MiCA crypto-asset service provider and licensed as a payment institution for electronic money token transfers. | The homepage states CoinPayments is backed by ISO 27001 certification and AML/KYC frameworks. |
| Founded | 2014 | CoinPayments says it was founded in 2013. |
| Integrations | CoinGate supports e-commerce plugins, APIs, payment channels, and email invoicing, including integrations for WooCommerce, PrestaShop, WHMCS, and more. | The current documentation lists official plugins for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are described as in development. |
| Product | CoinGate is a cryptocurrency payment gateway that lets businesses accept, manage, and send cryptocurrency payments. | CoinPayments provides merchants with crypto payment processing, wallets, invoices, and payment integrations. |
| Security | CoinGate uses encryption, strict access controls, continuous monitoring, security testing, two-factor authentication, and role-based permissions. | The homepage describes MPC-backed signing, where private keys are not stored in one place or exposed in full during signing. |
| Support | Standard plans include standard email support, while Enterprise plans include dedicated technical support, a dedicated account manager, and direct developer access. | The API getting-started guide offers personalized integration support through a call with the Integrations team. |
Plans
CoinPayments
- ASAP ModeFree
- Nightly ModeFree
- Payment processing to balanceFree
- Personal-wallet depositsFree
- Payment processingPrice not published
- WithdrawalsPrice not published
In their own words
CoinPayments
CoinPayments provides merchants with cryptocurrency payment processing, wallets, invoices and payment integrations through web and API access. Its homepage states that it accepts more than 40 cryptocurrencies. Merchants can set an exchange rate when creating an invoice, while incoming deposits may be detected within seconds and screened for risk before blockchain confirmation. Withdrawal batching combines payments from multiple callback addresses under one transaction fee, with savings stated at up to 90%. The REST JSON API covers wallets, transactions, invoices and signed webhooks; official SDKs are available for Python, JavaScript/Node.js/TypeScript and PHP. Listed checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout and payment buttons. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+, with other platforms in development. The three listed processing plans are free, with fees of 3% or 3% plus network fees depending on the settlement option. CoinPayments says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.