Computop Paygate vs Paystack
Computop Paygate
computop.comPaystack
paystack.comSide by side
| Figure | Computop Paygate | Paystack |
|---|---|---|
| Price from | $29/mo | 1 NGN/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 10 |
| Spec score · Payment Gateways | 8.7 (#8) | 8.7 (#9) |
| Data protection | Computop says payment databases and related logs are kept in a separate highly encrypted server area and that it acts as a GDPR Article 28 processor. | Paystack states it has ISO 27701 certification for data privacy and protection. |
| Headquarters | The headquarters address is Schwarzenbergstrasse 4, 96050 Bamberg, Germany. | Lagos, Nigeria |
| Payment methods | The service connects to many payment methods and acquirers and supports more than 70 currencies. | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. |
| Rating on G2 | 0.0 out of 5 from 0 reviews. | 4.1 out of 5 from 9 reviews |
| Reporting | Computop 360° and Analytics support transaction evaluation by periods, payment types, currencies and other dimensions. | The dashboard provides reporting, alerts, exports, transaction reports, customer search, and customer purchase insights. |
| Security certifications | Computop lists PCI DSS, PCI P2PE, PCI PIN, PCI 3DS, and ISO/IEC 27001 certifications for its security program and platform. | Paystack states that it is PCI DSS Level 1 certified and ISO 27001:2022 and ISO 27701 certified. |
| Support | Computop describes in-house support and lists U.S. customer service hours as Monday through Friday, 2 AM–7 PM Eastern Time. | Paystack says its Customer Success team is available around the clock. |
| What it does | Computop Paygate is a payment gateway for secure Internet, mail-order and point-of-sale transaction processing. | Paystack is a payment service provider for African businesses supporting online and in-person payments. |
Plans
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
Computop Paygate
Computop Paygate has no write-up on Specifiction yet; its figures are above.
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.