Conduent Loan Manager vs Lokta
Conduent Loan Manager
conduent.comLokta
lokta.aiSide by side
| Figure | Conduent Loan Manager | Lokta |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Linux | — | Yes |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 1 | 5 |
| Spec score · Loan Management Software | 7.8 (#8) | 8.9 (#3) |
| Integrations | Conduent says integration with industry-leading service providers and embedded workflows enables automation across operations. | Ready integration examples include Digio, Cashfree, Gupshup, SMTP email, Tally and bureau reporting, while each provider is mapped and tested for the deployment. |
| Support | Conduent describes its broader lending solutions as including expert 24/7 support for continuity and performance. | Starter includes bureau reporting, email support and phone support, while Enterprise offers dedicated engineering support. |
Plans
Lokta
- Lokta Next 100Free
- Starter (Lokta Next 100)Free
- Lokta Next 100 after free term₹1 a month
- Scale-up$100 a month
- EnterprisePriced on request
In their own words
Conduent Loan Manager
Conduent Loan Manager has no write-up on Specifiction yet; its figures are above.
Lokta
Lokta is an agentic loan servicing platform for work after loan approval, including servicing, monitoring, collections, and recovery. It supports personal, consumer durable and BNPL, vehicle and EV, home, loan-against-property, business/MSME, and supply-chain or invoice-finance books. Agents propose actions; a deterministic core checks policy and approvals before changes reach the ledger.
The platform connects to NACH and UPI rails, payment aggregators, core banking and escrow, credit bureaus, co-lending partners, collection agencies, and WhatsApp. Each feed is risk-rated and tested in a controlled path before it can write to a live book. Deployment options include AWS, Microsoft Azure, Google Cloud, on-premises, or a customer virtual private cloud. Stated controls include role-based access, maker-checker workflows, audit trails, tenant-separated databases, field-level PII encryption, TLS, and optional mTLS.