CreditRiskMonitor vs Onguard CreditManager
CreditRiskMonitor
creditriskmonitor.comOnguard CreditManager
onguard.comSide by side
| Figure | CreditRiskMonitor | Onguard CreditManager |
|---|---|---|
| Price from | $704.17/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 1 |
| Spec score · Credit Management Software | 7.6 (#6) | 7.6 (#7) |
| Founded | 1999 | 1992 |
| Headquarters | Tarrytown, New York, USA | Amsterdam, Netherlands |
| Integrations | The maker lists integrations and compatible systems including Oracle NetSuite, SAP, Workday, Microsoft Dynamics, Salesforce, HubSpot, Snowflake, Power BI, and Databricks. | Onguard says CreditManager works alongside ERP systems including SAP, Oracle, Microsoft Dynamics, and AS400, and supports Marketplace APIs and web-service integrations. |
| Purpose | CreditRiskMonitor is a web-based credit risk platform that monitors customer financial health and helps users identify distress and bankruptcy risk before it leads to bad debt. | CreditManager is a cloud-based credit management solution that automates credit management processes. |
| Security | The company announced a SOC 2 Type I report covering CreditRiskMonitor, SupplyChainMonitor, and API services, with controls relevant to security, availability, and confidentiality. | Onguard states that data in transit is encrypted with TLS 1.2 or higher and customer data is stored in single-tenant databases. |
| Support | CreditRiskMonitor subscribers receive a dedicated Client Success Manager, and the maker says its managers help with onboarding, training, and process improvement. | Onguard support is available on weekdays from 08:00 to 18:00, with a Help Center for ticketing, release notes, and FAQs. |
Plans
CreditRiskMonitor
- CreditRiskMonitor Essentials$8,450 a year
- CreditRiskMonitor Comprehensive$11,450 a year
- SupplyChainMonitor Essentials$18,500 a year
- SupplyChainMonitor Comprehensive$25,000 a year
- CreditRiskMonitor EnterprisePriced on request
- SupplyChainMonitor EnterprisePriced on request
- Trade Contributor ProgramPrice not published
In their own words
CreditRiskMonitor
CreditRiskMonitor is a web-based platform for monitoring customer financial health and assessing potential distress or bankruptcy risk. It uses FRISK Score, PAYCE Score, and FAST Rating to track public and private companies. Users can compare standardized financial statements, ratios, and performance metrics across companies, industries, and geographies. AI-powered email or API alerts cover breaking news, financial deterioration, bankruptcy warnings, and portfolio risk changes. The platform connects with systems including Oracle NetSuite, SAP, Workday, Microsoft Dynamics, Salesforce, HubSpot, Snowflake, Power BI, and Databricks; REST APIs provide financial risk data through DaaS. Enterprise includes API and DaaS integrations. Essentials covers North American service, while Comprehensive offers worldwide business coverage. A free plan is listed. Paid plans include CreditRiskMonitor Essentials at $8,450 a year, billed Starting at, and Comprehensive at $11,450 a year, billed Starting at. The company launched in 1999 and is headquartered in Tarrytown, New York, USA.
Onguard CreditManager
Onguard CreditManager is a cloud-based system for automating credit-management and collections work. Credit and finance teams can configure dunning workflows, segment customers, manage disputes and apply collection rules for subsidiaries. Credit scoring uses internal and external data, alongside cash-flow forecasts and performance indicators. Dashboards and an agenda provide near-real-time views of tasks, payments, KPIs, performance and risks. The Customer Portal lets customers view or download invoices, pay online, register payment notices, raise disputes and ask questions; it supports mobile devices and is available with CreditManager version 3.19 and later. Onguard says the service works with SAP, Oracle, Microsoft Dynamics and AS400, plus Marketplace APIs and web services. It runs on Microsoft Azure public cloud through a browser over HTTPS. Listed protections include TLS 1.2 or higher, single-tenant databases, a 99.8% uptime SLA and four-hour target recovery during business hours. Pricing is on request.