Credyt vs OneBill

Credyt is real-time monetization infrastructure for AI products, available through web and API. It supports usage-based, subscription, hybrid, credits, tokens, entitlements, and seat-based billing. Usage is authorized, priced, and debited atomically as it occurs; wallets can hold USD, tokens, GPU hours, or custom units. A branded self-service portal provides top-ups, account history, and auto-recharge. Integrations include Stripe, Adyen, Checkout.com, payment providers with hosted payment flows, webhooks, OpenAPI, SDKs, and an MCP server. The MCP server is listed for use with tools including Claude Code, Cursor, Codex, Windsurf, ChatGPT, Lovable, Bolt, v0, and Replit. The free plan is for building and testing, with the first 10 active wallets free each month. Production costs $1 per active wallet per month, with the first 1M events per month free. Credyt does not currently support usage metered throughout a period and invoiced afterward. Customer data is stored in one Azure region without region selection; the company says it is evaluating the SOC 2 certification process.

OneBill is a cloud-based Quote-to-Revenue-to-Care platform connecting quoting, billing, revenue management, and customer care. It is designed for telecom and UCaaS providers, SaaS and GenAI companies, datacenters, utilities, media businesses, logistics companies, and IoT providers. The billing engine handles subscription, usage-based, recurring, one-time, prepaid, postpaid, tiered, volume-based, and hybrid models. For complex consumption charges, it collects and rates usage in real time and automates billing. Modules cover quoting, subscriber management, churn, service desks, workflows, billing, channels, and revenue recognition. Workflow automation supports complex orders, inventory, provisioning, and activation. Integrations are available for Salesforce, HubSpot, Microsoft Dynamics 365, and Zoho CRM, alongside a REST API. Billing events can connect to revenue recognition under ASC 606 and IFRS 15. OneBill supports more than 100 currencies and languages and says it provides 24/7 support coverage across four continents. It is available on web and through API. Pricing is on request; there is no free plan, but a 28-day trial includes full platform access and guided onboarding without a credit card.