Creem vs Xsolla

Creem is a payments and monetization platform for selling software and digital products worldwide. It says it acts as the legal seller for each transaction, handling payment processing, tax calculation and remittance, invoices, fraud, and chargebacks. Billing features include subscriptions, credit wallets, usage-based pricing, custom meters, free trials, discounts, and seat-based charges. Partner tools provide affiliate commissions, automatic revenue splits, and short links with click and conversion tracking. Developers can use an API, SDKs, CLI, webhooks, and an MCP server for agent-driven store management; listed compatible options include Claude Code, Cursor, Claude Desktop, and any MCP client. Creem says merchants can sell in 190+ countries and lists cards, PayPal, Apple Pay, and Google Pay. Checkout can use a merchant’s domain and branding. Native iPhone and Android apps provide real-time sales notifications. Pay as you go costs $3.94, paid once per successful transaction, with no monthly or setup fees and no minimum volume. A Partner plan has custom pricing for higher-volume businesses.

Xsolla provides tools and services for video game businesses to sell, monetize, distribute, and grow games. It serves developers, publishers, creators, resellers, payment providers, and advertisers. Its merchant of record offering covers 200+ countries and regions, 1,000+ payment methods, and 130+ currencies. Web Shop combines direct-to-player sales with payments, LiveOps, analytics, and first-party player data; merchants can offer in-game items, currency packs, bundles, and subscriptions with regional pricing and restrictions. Xsolla SDK 3 lists iOS, Android, Unity, Epic Games Store, and standalone PC builds as targets, and describes a four-call purchase flow from authentication through finalization. Its SDK price is 5% per transaction, with no monthly fees or minimum volume; general pricing inquiries go through a contact form. Xsolla describes fraud screening using cross-game analytics, machine learning, transaction checks, and manual review. It says it is SOC and PCI DSS certified, encrypts sensitive data with TLS and PFS, and provides DDoS protection. The company was founded in 2005 and is based in Los Angeles.