Cybersource vs DeloPay
Cybersource
cybersource.com
DeloPay
delopay.netSide by side
| Figure | Cybersource | DeloPay |
|---|---|---|
| Price from | — | $2.25/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 6 |
| Spec score · Payment Tokenization Software | 7.5 (#7) | 9.2 (#1) |
| Security | Sensitive customer payment data can bypass the merchant’s network and be vaulted in secure Visa data centers. | The privacy policy says data is encrypted in transit and at rest, credentials are hashed with Argon2, and access uses role-based controls. |
| Support | Customers can sign in to contact support by chat or submit an online case, and can search the knowledge base. | Sales and technical support are offered by email or dashboard tickets, with typical replies under four hours during EU business days. |
Plans
DeloPay
- Power$2.25 a month
- High volume$2.75 a month
- Scale$3.25 a month
- Growth$3.50 a month
- Starter$4 a month
- EnterprisePriced on request
In their own words
Cybersource
Cybersource Global Payment Gateway processes online credit and debit card payments for merchants worldwide. Founded in 1994, it connects to more than 200 acquirers and processors across over 160 countries and territories and accepts payments in more than 50 currencies. Supported methods include credit and debit cards, digital wallets, eWallets, bank transfers, installment payments and direct debit. Merchants can embed secure checkout, redirect customers to a hosted checkout page or use Microform for card entry. Sensitive payment data can bypass the merchant network and be vaulted in secure Visa data centers. Cybersource identifies itself as a certified Level 1 PCI Service Provider. Fraud tools use machine learning and artificial intelligence, with models that can update as market trends change. APIs, SDKs, client libraries, testing guides, sandbox testing and sample code support integration. The gateway lists recurring and marketplace payments and runs on Android, iOS, web and API platforms. Pricing is available on request.
DeloPay
DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. Smart Routing chooses providers using cost, recent success rate, capability matching, and business rules. Merchants can use a hosted iFrame checkout for card input, 3-D Secure, wallets, and crypto; create payment links; use a WooCommerce plugin; or integrate through the REST API. DeloPay lists integrations including Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus, and NOWPayments. It offers JavaScript/TypeScript and Java SDKs, while native mobile SDKs are on the roadmap. Subscriptions can be created, paused, resumed, and cancelled through one API when billed through a billing-capable connector such as Stripe Billing or PayPal. Listed rates are 4.00% per transaction for Starter, 3.50% for Growth, 3.25% for Scale, 2.75% for High volume, and 2.25% for Power; there is no monthly plan or setup fee. A free trial is offered, but no free plan is listed.