Debt Ladder vs Debt Payoff Pro

Debt Ladder has no write-up on Specifiction yet; its figures are above.

Debt Payoff Pro is a paid iOS app for organizing debt repayment with the debt snowball method. It lets users choose lowest balance first, highest balance first, highest interest first, or a custom ordering strategy. The App Store listing says an unlimited number of debts can be tracked. Scheduled payments can be marked paid, and extra principal payments can be entered. Reports show total interest, amount paid, remaining debt, and payoff date. Charts and an amortization table show interest, principal, and remaining balance for each payment. Payment-due notifications can be enabled with a chosen notification time. Passcode protection is available for financial information. Payment lists and amortization schedules can be exported as HTML by email. Data can be backed up to a computer and restored through iTunes file sharing. Debt Payoff Pro costs $0.99, paid once. A separate free Debt Payoff Lite version is available.