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SPECIFICTION
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Debt Payoff Pro

svtsoftware.com

iOS
Visit svtsoftware.com
Spec score 7.3 #17 of 23 in Debt Management Software

What it is

Debt Payoff Pro is a paid iOS app for organizing debt repayment with the debt snowball method. It lets users choose lowest balance first, highest balance first, highest interest first, or a custom ordering strategy. The App Store listing says an unlimited number of debts can be tracked. Scheduled payments can be marked paid, and extra principal payments can be entered. Reports show total interest, amount paid, remaining debt, and payoff date. Charts and an amortization table show interest, principal, and remaining balance for each payment. Payment-due notifications can be enabled with a chosen notification time. Passcode protection is available for financial information. Payment lists and amortization schedules can be exported as HTML by email. Data can be backed up to a computer and restored through iTunes file sharing. Debt Payoff Pro costs $0.99, paid once. A separate free Debt Payoff Lite version is available.

Spec sheet

Purpose
The app helps users pay off debts using the debt snowball method.Read 8 Oct 2026 · svtsoftware.com
Security
The listing says passcode protection can keep financial information private.Read 8 Oct 2026 · apps.apple.com
Support
The maker directs users to the FAQ and says they can submit support questions as an App Store review.Read 8 Oct 2026 · svtsoftware.com
Backup and export
Users can export payment lists and amortization schedules in HTML by email and back up data to a computer for restoration through iTunes file sharing.Read 8 Oct 2026 · apps.apple.com
Charts and schedule
The listing describes charts and reports, plus an amortization table showing interest, principal, and remaining balance for each payment.Read 8 Oct 2026 · apps.apple.com
Debt tracking
The App Store listing says users can track an unlimited number of debts.Read 8 Oct 2026 · apps.apple.com
Free version
The listing points users to a separate free Debt Payoff Lite version.Read 8 Oct 2026 · apps.apple.com
Notable limit
The maker’s FAQ says payment days can be set from 1 through 28.Read 8 Oct 2026 · svtsoftware.com
Payment tracking
Users can mark scheduled payments as paid and enter extra principal payments.Read 8 Oct 2026 · svtsoftware.com
Payoff strategies
It offers lowest balance first, highest balance first, highest interest first, and custom ordering strategies.Read 8 Oct 2026 · apps.apple.com
Privacy details
Apple’s listing says the developer has not provided Apple with details about the app’s privacy practices and data handling.Read 8 Oct 2026 · apps.apple.com
Reminders
The app can notify users when payments are due, and users can set the notification time.Read 8 Oct 2026 · apps.apple.com
Reports
The app reports total interest, amount paid, remaining debt, and payoff date.Read 8 Oct 2026 · svtsoftware.com

Plans and prices

Debt Payoff Pro $0.99, paid once Unlimited debts · multiple payoff strategies · payment tracking Read 8 Oct 2026 · apps.apple.com

Every Debt Payoff Pro plan and price →

Strong points and limits

Strong points

  • Tracks unlimited debts
  • Offers four payoff ordering strategies
  • Includes amortization details per payment
  • Supports due-date notifications
  • Exports lists and schedules as HTML

Limits

  • Available on iOS only
  • Costs $0.99, paid once
  • Payment days are limited to 1 through 28
  • Privacy details were not provided to Apple

Who it suits

It suits iOS users who want multiple payoff ordering methods and detailed payment tracking. It may also help users who need exports, reminders, or computer backup.

Verdict

Debt Payoff Pro combines flexible payoff ordering with payment records, reports, reminders, and exports. The iOS-only platform, one-time price, and payment-day limit are important selection details.

Where Specifiction places it

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