Debt Manager Professional vs Debt Payoff Planner: Tracker
Debt Manager Professional
zilchworks.com
Debt Payoff Planner: Tracker
debtpayoff.appSide by side
| Figure | Debt Manager Professional | Debt Payoff Planner: Tracker |
|---|---|---|
| Price from | — | $2.50/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | — |
| iOS | — | Yes |
| Plans published | 1 | 6 |
| Spec score · Debt Management Software | 7.9 (#10) | 8.8 (#2) |
| Purpose | Debt Manager Professional helps counselors, coaches, agencies, and educators create branded payoff plans for client debt cases. | The app records debts and payments, compares payoff strategies, and tracks progress; it is a planning tool, not a lender or debt settlement service. |
| Strategy comparison | The payoff summary compares regular payoff results with an accelerated plan. | Premium compares payoff dates, remaining months and estimated interest for the two strategies. |
| Support | A Quick Start Guide walks users through creating a client plan, and the product includes a Help menu link back to the guide. | Support is offered through the app listing or the maker’s contact form and email. |
Plans
Debt Manager Professional
- Debt Manager Professional$295.95, paid once
Debt Payoff Planner: Tracker
- FreeFree
- FreeFree
- Premium monthly$4.99 a month
- Premium monthly$4.99 a month
- Premium yearly$29.99 a year
- Premium yearly$29.99 a year
In their own words
Debt Manager Professional
Debt Manager Professional has no write-up on Specifiction yet; its figures are above.
Debt Payoff Planner: Tracker
Debt Payoff Planner: Tracker is an iPhone app and web-based planning tool for recording debts, logging payments, comparing payoff methods, and following progress. It supports snowball, which targets the smallest balance, and avalanche, which targets the highest interest rate. Users can review payment history, set reminders, and see a debt-free estimate. The app tracks both money users owe and money owed to them, and works offline. Debts are entered manually; the app does not connect to a bank or request bank login details. Records stay on the user's iPhone and private iCloud rather than the developer's servers, though purchases, analytics, and diagnostics use service providers. The free plan covers up to three debts. Premium monthly costs $4.99 a month, while Premium yearly costs $29.99 a year and includes a 7-day free trial. Paid plans add unlimited debts, exact strategy order comparisons, advanced statistics, and PDF reports. The app requires iOS 26 or later; the website also offers browser-based payoff calculators without an account.