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SPECIFICTION
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Debt Manager Professional

zilchworks.com

Free trial Windows
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Spec score 7.9 #10 of 23 in Debt Management Software

Spec sheet

Purpose
Debt Manager Professional helps counselors, coaches, agencies, and educators create branded payoff plans for client debt cases.Read 4 Oct 2026 · zilchworks.com
Integrations
The maker's product page describes entering client debt data and generating reports but states no third-party integrations.Read 4 Oct 2026 · zilchworks.com
Support
A Quick Start Guide walks users through creating a client plan, and the product includes a Help menu link back to the guide.Read 4 Oct 2026 · help.zilchworks.com
Founded
1991Read 28 Sep 2026 · zilchworks.com
Debt inputs
Users enter creditor names, APRs, current balances, monthly payments, payoff strategy, start month, and pledge money.Read 4 Oct 2026 · zilchworks.com
Evaluation copy
The evaluation copy allows users to enter and analyze client data, but saving and printing are disabled.Read 4 Oct 2026 · help.zilchworks.com
License limit
One licensed user may install the software on a work computer and laptop if they are the only person using both installations; multiple counselors need additional licensing.Read 4 Oct 2026 · zilchworks.com
Payoff reports
The software generates a payoff summary and a month-by-month payment schedule.Read 4 Oct 2026 · zilchworks.com
Pledge money
Extra monthly pledge money is applied to the current priority debt, and paid-off debt payments roll forward to the next debt.Read 4 Oct 2026 · zilchworks.com
Privacy and security
ZilchWorks says it uses reasonable security measures and does not directly handle or store sensitive payment information, which is handled by its merchant-of-record partner.Read 4 Oct 2026 · zilchworks.com
Report branding
Users can customize report headers, footer lines, and presentation details for their organization or coaching practice.Read 4 Oct 2026 · zilchworks.com
Strategy comparison
The payoff summary compares regular payoff results with an accelerated plan.Read 4 Oct 2026 · zilchworks.com
Trial and guarantee
The maker offers an evaluation copy and a 30-day period for trying the product, with a 100% refund if requested within 30 days of purchase.Read 4 Oct 2026 · zilchworks.com

Plans and prices

Debt Manager Professional $295.95, paid once One-time purchase. No subscription. Requires Microsoft Windows · Licensed user may install on work computer and laptop if only they use both · Additional licensing for multiple counselors Read 4 Oct 2026 · zilchworks.com

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Where Specifiction places it

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